3510 Roberts Rd, Bardstown, KY 40004 Property Records

Nelson County property record for 3510 Roberts Rd, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,422 sqft · built 1984
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,587 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57000-00-054`

Property Details

APN / Parcel Number

Primary APN	`57000-00-054`
Alternative APN	`62195`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	62195
Street Address	3510 ROBERTS RD
City	BARDSTOWN
State	KY
Zip	40004-9352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	3510 ROBERTS RD
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	1
Census Block	1007
Census Tract	930500

Owner

Source: Nelson County records · APN 57000-00-054

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3510 ROBERTS RD, BARDSTOWN, KY 40004-9352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	3510 ROBERTS RD, BARDSTOWN, KY 40004-9352
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1197/611
Date	Feb 14, 2019
Book Page	M1197/611
Instrument	2019001799

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 01, 2029

Tax Assessment & Valuation

Source: Nelson County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,587.00 (-0.38%)	$156,760 (+8.29%) Land $43,000 Building $113,760	$156,760 (+8.29%) Land $43,000 Building $113,760
2023	$1,593.00	$144,760	$144,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nelson County (21179C), as of October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211799305001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1997–2020)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

May also be available: Broadband on Demand.

Based on FCC filings for 23 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0780268, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.