3510 River Summit Trl, Duluth, GA 30097 Property Records

Gwinnett County property record for 3510 River Summit Trl, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,954 sqft · built 1995
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Oct 2021)
Tax Bill	$5,487 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-204-473`

Property Details

APN / Parcel Number

Primary APN	`7-204-473`
Alternative APNs	`R7204-473` `2288957`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,954 sqft Living Area
Gross Area	2,354 sqft
1st Floor Area	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3510 RIVER SUMMIT TRL
City	DULUTH
State	GA
Zip	30097-2274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L18 BH SUMMIT AT RIVERBROOKE #5
Legal Subdivision	BH SUMMIT AT RIVERBROOKE
Legal Block	H
Legal Lot Number	18
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	3
Census Block	3011
Census Tract	50235

Owner

3510 River Summit Trl is owned and occupied by an individual who bought it in October 2021.

Source: Gwinnett County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3510 RIVER SUMMIT TRL, DULUTH, GA 30097-2274
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage HOUZZLE FINANCIAL
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIED MTG
Apr 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Sep 28, 2012 · Amount on File
Deed Document Number	202135500
Deed Book / Page	59285 / 196
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Oct 5, 2021
Property Address	3510 RIVER SUMMIT TRL, DULUTH, GA 30097-2274
Document Number	0592850196
Book / Page	59285 / 196
Instrument Date	Oct 5, 2021
Instrument	2021-035500
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 RIVER SUMMIT TRL, DULUTH, GA 30097-2274

Mortgage

Document Number	0592850000000199
Date	Oct 12, 2021
Book Page	0000059285/0000000199

Lender

Name	HOUZZLE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3510 RIVER SUMMIT TRL, DULUTH, GA 30097-2274
Document Number	0580610116
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3510 RIVER SUMMIT TRL DULUTH GA 300972274, DULUTH, GA 30097-2274

Mortgage

Document Number	0580610116
Date	Nov 12, 2020
Book Page	058061/000116

Lender

Name	ALLIED MTG
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 11, 2035

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	Apr 16, 2019
Property Address	3510 RIVER SUMMIT TRL, DULUTH, GA 30097-2274
Document Number	0565270687
Book / Page	056527 / 000687
Instrument Date	Apr 3, 2019
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3510 RIVER SUMMIT TRL DULUTH GA 300972274, DULUTH, GA 30097-2274

Tax Assessment & Valuation

The 2025 property tax bill for 3510 River Summit Trl was $5,487.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,487.00	$173,640 Land $34,000 Building $139,640	$434,100 Land $85,000 Building $349,100
2023	$5,106.00	$159,080 Land $38,000 Building $121,080
2022			$397,700 Land $95,000 Building $302,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3510 River Summit Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020–2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3510 River Summit Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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