3510 Gosper Rd, Addison, NY 14801 Property Records

Steuben County and Addison Town property record for 3510 Gosper Rd, Addison, NY 14801

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 2016
Lot Size	30 acres (1,306,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Oct 2025)
Tax Bill	$3,541 (2026)
Deeds & Mortgages	Oct 2025 Sale Apr 2022 Line of Credit + 1 more
APN	`462089 277.00-02-014.112`

Property Details

APN / Parcel Number

Primary APN	`462089 277.00-02-014.112`
Alternative APNs	`20892770000002014112` `00114`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	1,306,800 sqft (30 acres)
Cabin	Cabin

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00114
Street Address	3510 GOSPER RD
City	ADDISON
State	NY
Zip	14801-9700
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01 - NOT Z
Legal Description	STAGE KNOWLES YOUMANS GOSPER RD
Legal Block	2
Legal Lot Number	14.112
Jurisdiction	STEUBEN NY
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2004
Census Tract	962200

Owner

Source: Steuben County and Addison Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3510 GOSPER RD, ADDISON, NY 14801-9700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit FIRST HERITAGE FEDERAL CREDIT UNION
Apr 19, 2018	Deed of Trust, Mortgage FIRST HERITAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Feb 3, 2016 · Amount on Record
Deed Book / Page	3182 / 37
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Oct 14, 2025
Property Address	3510 GOSPER RD, ADDISON, NY 14801-9700
Document Number	0003182/37
Book / Page	3182 / 37
Instrument Date	Oct 6, 2025
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3510 GOSPER RD, ADDISON, NY 14801-9700

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	3510 GOSPER RD, ADDISON, NY 14801-9700
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004847/47
Date	Apr 21, 2022
Book Page	4847/47

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	3510 GOSPER RD, ADDISON, NY 14801-9700
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004287/0000000122
Date	Apr 19, 2018
Book Page	0000004287/0000000122

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	177 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Steuben County and Addison Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Addison Town
Unified School District	Addison Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,541.00 (-14.3%) Disabled Person's exemption
2025	$4,132.00 (-2.8%)	$179,300 (-) Land $75,200 Building $104,100	$182,959 (+2.04%) Land $76,735 Building $106,224
2024	$4,251.00 (+251.32%) Disabled Person's exemption	$179,300 (-) Land $75,200 Building $104,100	$179,300 (-) Land $75,200 Building $104,100
2023		$179,300 (+26.09%) Land $75,200 Building $104,100	$179,300 (+13.48%) Land $75,200 Building $104,100
2022		$142,200 Land $63,900 Building $78,300	$158,000 Land $71,000 Building $87,000
2021	$1,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1978–2021)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred
Claims by Event	Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims Severe Storms And Flooding, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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