3510 Ash St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 3510 Ash St, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1957
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$179,500 (Aug 2022)
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`41-23-18-405-013`

Property Details

APN / Parcel Number

Primary APN	`41-23-18-405-013`
Alternative APNs	`0075617-000000-7` `10004706413`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Deck Area	150 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004706413
Old Parcel Number	00756170000007
Street Address	3510 ASH ST
City	PUNTA GORDA
State	FL
Zip	33950-7175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	AQE 002 000C 0018 AQUI ESTA UN 2 BLK C LT 18 294/447 545/411 PRO90-236(MEB) AFF1100/1388 2369/1758 POA2729/406 CD
Legal Range	23E
Legal Township	41S
Legal Section	18
Legal Subdivision	AQUI ESTATE UNIT 01
Legal Block	C
Legal Lot Number	18
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2026
Census Tract	10301

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20201 HASKINS RD, NORTH FORT MYERS, FL 33917-4443
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP
Aug 16, 2022	Warranty Deed, Transfer HOMETOWN TTL & CLOSING SVCS
Dec 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 6, 2019	Warranty Deed, Transfer PEDRO & VANESSA DE ARMAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	3140175
Deed Book / Page	5034 / 1455
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	3510 ASH ST, PUNTA GORDA, FL 33950-7175
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 ASH ST, PUNTA GORDA, FL 33950-7175

Mortgage

Document Number	0047531486
Date	Apr 26, 2021
Book Page	4753/1486
Instrument	2935641

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 16, 2022
Property Address	3510 ASH ST, PUNTA GORDA, FL 33950-7175
Document Number	0050341455
Book / Page	5034 / 1455
Map Reference	MB 3 PG 49A
Instrument Date	Aug 16, 2022
Instrument	3140175
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$1,256.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3510 ASH ST, PUNTA GORDA, FL 33950-7175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20201 HASKINS RD, NORTH FORT MYERS, FL 33917-4443

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 16, 2020
Property Address	3510 ASH ST, PUNTA GORDA, FL 33950-7175
Document Number	0046780299
Book / Page	004678 / 000299
Instrument Date	Dec 9, 2020
Instrument	2883655
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$945.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 ASH ST PUNTA GORDA FL 339507175, PUNTA GORDA, FL 33950-7175

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 6, 2019
Property Address	3510 ASH ST, PUNTA GORDA, FL 33950-7175
Document Number	0044121577
Book / Page	004412 / 001577
Instrument Date	Mar 1, 2019
Instrument	2689202
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 ASH ST PUNTA GORDA FL 339507175, PUNTA GORDA, FL 33950-7175

Mortgage

Document Number	44121579
Date	Mar 6, 2019
Book Page	004412/001579
Instrument	2689203

Lender

Name	PEDRO & VANESSA DE ARMAS
Address	1206 ROYAL TERN DR, PUNTA GORDA, FL 33950-7642
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	216 Months
Due	Mar 5, 2037

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,048.00 (-46.08%)	$135,796 (-23.61%)	$86,357 (-9.16%) Land $23,760 Building $62,597
2023	$3,798.00 (+226.85%)	$177,772 (+201.07%)	$95,065 (+1.93%) Land $23,760 Building $71,305
2022	$1,162.00 Homeowner's exemption Disabled Person's exemption	$59,046	$93,264 Land $19,186 Building $74,078

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	462 units insured incl. 242 condo units
Nearby Flood Claims	220 (1978–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 66 claims Hurricane Helene, Oct 2024 · 98 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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