3510 8th St, North Beach, MD 20714 Property Records

Calvert County property record for 3510 8th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,080 sqft · built 2002
Lot Size	0.136 acres (5,914 sqft)
Owner	2 Individual Names on File
Last Sale	$152,035 (Oct 2002)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-178951`

Property Details

APN / Parcel Number

Primary APN	`03-178951`
Alternative APNs	`3178951` `178951`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,080 sqft Total Area
Basement Area	785 sqft
Finished Basement	785 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,914 sqft (0.136 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	178951
Street Address	3510 8TH ST
City	NORTH BEACH
State	MD
Zip	20714-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 31R BLK 67 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	67
Legal Lot Number	31R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1006
Census Tract	860404

Owner

3510 8th St is owned and occupied by two individuals who acquired it in October 2021.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3510 8TH ST, NORTH BEACH, MD 20714-4015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Dec 4, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2002 · Amount on File
Deed Sale	Oct 21, 2002 · Amount on File
Deed Document Number	200231279
Deed Book / Page	1671 / 543
Last Transfer Date	Oct 6, 2021
Transfer Doc	0061270532
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3510 8TH ST, NORTH BEACH, MD 20714-4015
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064560193
Date	Jul 10, 2023
Book Page	6456/193

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2038

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Oct 29, 2021
Property Address	3510 8TH ST, NORTH BEACH, MD 20714-4015
Document Number	0061270532
Book / Page	6127 / 532
Map Reference	LB 1408 FO 336
Instrument Date	Oct 6, 2021
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3510 8TH ST, NORTH BEACH, MD 20714-4015

Mortgage

Document Number	6127536
Date	Oct 29, 2021
Instrument	6127/536

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Dec 4, 2019
Property Address	3510 8TH ST, NORTH BEACH, MD 20714-4015
Document Number	0054850496
Book / Page	5485 / 496
Map Reference	LB 1408 FO 336
Instrument Date	Nov 18, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	UNIVERSAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3510 8TH ST, NORTH BEACH, MD 20714-4015

Mortgage

Document Number	5485499
Date	Dec 4, 2019
Instrument	5485/499

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3510 8th St was $4,257.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,600 (+1.61%)	$397,800 (+4.82%) Land $89,000 Building $308,800
2025	$4,257.00	$379,500 Land $89,000 Building $290,500	$379,500 Land $89,000 Building $290,500
2023	$3,444.00	$331,567	$379,500 Land $89,000 Building $290,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3510 8th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3510 8th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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