Madison County property record for 351 Waters Edge Ln, Madison, AL 35758
| Property Type | Condominium |
|---|---|
| Details | 1 ba · 1,055 sqft · built 1994 |
| Lot Size | 0 acres (26 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $191,000 (Jan 2025) |
| Tax Bill | $1,027 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02-09-1-002-041.004-CONDO |
| Primary APN | 16-02-09-1-002-041.004-CONDO |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,055 sqft Living Area |
| 1st Floor Area | 1,055 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 598250 |
|---|---|
| Street Address | 351 WATERS EDGE LN |
| City | MADISON |
| State | AL |
| Zip | 35758-2561 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 351 WATERS EDGE LN MADISON TOWNE CENTRE SEC C WATERS EDGE VILLAGE PH XIV C BEING .00092 UNDIV PRO RATA SHARE (SUBJ TO CHG WHE |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | WATERS EDGE VILLAGE PH XIV |
| Legal Block | 19 |
| Legal Lot Number | 5 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11013 |
Source: Madison County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 351 WATERS EDGE LN, MADISON, AL 35758-2561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on Record |
| Deed Sale | Jan 21, 2025 · Amount on Record |
| Prior Sale | Jul 27, 2022 · Amount on Record |
| Deed Book / Page | 2025 / 2009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jun 25, 2026 |
| Property Address | 351 WATERS EDGE LN, MADISON, AL 35758-2561 |
| Document Number | 2026136326 |
| Book / Page | 2026 / 136326 |
| Instrument Date | Jun 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 561 CHARITY LN, HAZEL GREEN, AL 35750-9799 |
| Investor | Possibly a Property Investor |
| Document Number | 2026136326, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 2026/136326 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,027.00 (+13.86%) | $14,640 (+14.02%) Building $14,640 | $146,400 (+14.02%) Building $146,400 |
| 2023 | $902.00 (+33.63%) | $12,840 (+25.15%) Building $12,840 | $128,400 (+25.27%) Building $128,400 |
| 2022 | $675.00 Homeowner's exemption | $10,260 Building $10,260 | $102,500 Building $102,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2003–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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