351 W Main St, Vanderbilt, MI 49795 Property Records

Otsego County property record for 351 W Main St, Vanderbilt, MI 49795

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Nov 2022)
Tax Bill	$2,600 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
APN	`045-100-000-197-00`

Property Details

APN / Parcel Number

Primary APN	`045-100-000-197-00`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	351 W MAIN ST
City	VANDERBILT
State	MI
Zip	49795-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 197 & E 1/2 OF LOT 269 BERRYS ADDITION VILLAGE OF VANDERBILT. SEC 22 & 27 T32N R3W.
Legal Subdivision	BERRYS ADDITION
Legal Lot Number	197,269
Jurisdiction	OTSEGO MI
Township / Civil Division	CORWITH
Census Block Group	2
Census Block	2069
Census Tract	950100

Owner

Source: Otsego County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1260 S M 75, BOYNE CITY, MI 49712-9688
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Dec 26, 2013 · Amount on Record
Deed Book / Page	1619 / 85
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Nov 18, 2022
Property Address	351 W MAIN ST, VANDERBILT, MI 49795-9754
Document Number	0001619/85
Book / Page	1619 / 85
Instrument Date	Nov 8, 2022
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 S M 75, BOYNE CITY, MI 49712-9688

Mortgage

Document Number	0000161887
Date	Nov 18, 2022
Instrument	1618/87

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	170 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Otsego County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Corwith Township
Municipality	Vanderbilt Village
Unified School District	Vanderbilt Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,900 (+4.17%)	$109,800 (+4.17%)
2025	$2,600.00 (+4.38%)	$52,700 (+6.9%)	$105,400 (+6.9%)
2024	$2,491.00 (+30.49%)
2023		$49,300	$98,600
2022	$1,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20