351 W 3rd St, Peru, IN 46970 Property Records

Miami County property record for 351 W 3rd St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,186 sqft · built 1910
Lot Size	0.105 acres (4,578 sqft)
Owner	Individual Name on File
Last Sale	$198,340 (Aug 2025)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Dec 2014 Mortgage Sep 2013 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`021-86860-00`

Property Details

APN / Parcel Number

Primary APN	`021-86860-00`
Alternative APNs	`52-08-33-107-006.000-016` `00208135658`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,186 sqft Living Area
1st Floor Area	2,186 sqft
Attic	Attic
Attic Area	948 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1961
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,578 sqft (0.105 acres)
Lot Dimensions	109 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00208135658
Street Address	351 W 3RD ST
City	PERU
State	IN
Zip	46970-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-86860-00 SULLIVAN ADD LOT 6 43 168 60000
Legal Subdivision	SULLIVANS ADDITION
Legal Lot Number	6
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	2
Census Block	2018
Census Tract	952300

Owner

351 W 3rd St is owned and occupied by an individual who bought it in August 2025.

Source: Miami County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	351 W 3RD ST, PERU, IN 46970-1961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2014	Deed of Trust, Mortgage HOMETOWN FCU
Sep 13, 2013	Deed of Trust, Mortgage HOMETOWN FCU
Aug 26, 2005	Deed of Trust, Mortgage · ARM AMERIQUEST MORTGAGE CO
Mar 30, 2006	Deed of Trust, Mortgage AMERICAN GENERAL FINANCIAL SERVICES INC
Aug 28, 2025	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Aug 2, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Aug 2, 2024 · Amount on File
Deed Document Number	2025523548
Record Updated	Sep 20, 2026

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	351 W 3RD ST, PERU, IN 46970-1961
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20140524737
Date	Dec 5, 2014
Instrument	20140524737

Lender

Name	HOMETOWN FCU
Type	Credit Union
Address	PERU, IN 46970

Agreement

Amount	Amount on Record
Term	165 Months
Due	Sep 15, 2028

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	351 W 3RD ST, PERU, IN 46970-1961
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20130524185
Date	Sep 13, 2013
Instrument	20130524185

Lender

Name	HOMETOWN FCU
Type	Credit Union
Address	PERU, IN 46970

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 15, 2028

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	351 W 3RD ST, PERU, IN 46970-1961
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20050524207
Date	Aug 26, 2005
Instrument	20050524207

Lender

Name	AMERIQUEST MORTGAGE CO
Type	Subprime Lender
Address	ORANGE, CA 92868

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	9.8%
Type Change Date	Sep 1, 2007
Change Frequency	6 Months
Min Rate At Change	9.8%
Max Rate At Change	11.8%
Index	6-Month LIBOR
Max Rate	15.8%

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	351 W 3RD ST, PERU, IN 46970-1961
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20060521391
Date	Mar 30, 2006
Instrument	20060521391

Lender

Name	AMERICAN GENERAL FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	00000

Agreement

Amount	Amount on Record

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Aug 28, 2025
Property Address	351 W 3RD ST, PERU, IN 46970-1961
Document Number	20250523548
Instrument Date	Aug 27, 2025
Instrument	20250523548
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FIRST AMERICAN SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 W 3RD ST, PERU, IN 46970-1961

Mortgage

Document Number	20250523549
Date	Aug 28, 2025
Instrument	20250523549

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Aug 2, 2024
Property Address	351 W 3RD ST, PERU, IN 46970-1961
Document Number	20240522934
Instrument Date	Aug 1, 2024
Instrument	20240522934
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 351 W 3rd St was $1,336, down 49% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,336.00 (-49.01%)	$145,200 (+16.35%) Land $5,100 Building $140,100	$145,200 (+16.35%) Land $5,100 Building $140,100
2024	$2,620.00 (-10.03%)	$124,800 (-14.29%) Land $5,100 Building $119,700	$124,800 (-14.29%) Land $5,100 Building $119,700
2023	$2,912.00 (+36.46%)	$145,600 Land $5,100 Building $140,500	$145,600 Land $5,100 Building $140,500
2022	$2,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 351 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 351 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves.

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