Oswego County and Oswego City property record for 351 W 1st St, Oswego, NY 13126
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2,844 sqft · built 1970 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $210,000 (Oct 1996) |
| Tax Bill | $3,984 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.71-04-14 |
| Primary APN | 351200 128.71-04-14 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,844 sqft Gross Area |
| Basement Area | 552 sqft |
| Unfinished Basement | 552 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 92 ft deep x 75 ft wide |
| Porch | Slab |
| Porch Area | 156 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0091 M |
|---|---|
| Street Address | 351 W 1ST ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-3680 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | TB |
| Legal Description | B 78, L 17 602-021-000 |
| Legal Block | 4 |
| Legal Lot Number | 14.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 21603 |
351 W 1st St, a commercial property, is owned by a company that bought it in October 1996.
Source: Oswego County and Oswego City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2 FAIRVIEW TER, OSWEGO, NY 13126-4144 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1996 · Amount on File |
| Deed Sale | Oct 1, 1996 · Amount on File |
| Deed Book / Page | 1340 / 44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 351 W 1ST ST, OSWEGO, NY 13126-3680 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 355 W 1ST ST 1B, 1B, OSWEGO, NY 13126-3621 |
| Document Number | 0000001883 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | R-2023-011883 |
| Name | PATHFINDER BANK |
|---|---|
| Type | Bank |
| Address | OSWEGO, NY 13126 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.1% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | 3 Years |
| Margin | 3 |
The 2026 property tax bill for 351 W 1st St was $3,984, down 1.2% from the year before.
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,984.00 (-1.17%) | ||
| 2025 | $4,031.00 | $215,000 Land $56,000 Building $159,000 | $215,000 Land $56,000 Building $159,000 |
| 2023 | $180,000 Land $45,400 Building $134,600 | $216,867 Land $54,699 Building $162,168 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 351 W 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 351 W 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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