351 Upper Main St, Clio, CA 96106 Property Records

Plumas County property record for 351 Upper Main St, Clio, CA 96106

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,450 sqft · built 2007
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Dec 2005)
Tax Bill	$7,457 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`133-043-004-000`

Property Details

APN / Parcel Number

Primary APN	`133-043-004-000`
Alternative APN	`133-043-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,450 sqft Living Area
Basement Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Detached
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	133-043-004
Street Address	351 UPPER MAIN ST
City	CLIO
State	CA
Zip	96106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7R
Legal Subdivision	CLIO
Legal Block	3
Legal Lot Number	7,8
Jurisdiction	PLUMAS CA
Township / Civil Division	GRAEAGLE
Census Block Group	1
Census Block	1088
Census Tract	201

Owner

Source: Plumas County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 161, CLIO, CA 96106-0161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage FREMONT BANK
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit PLUMAS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2005 · Amount on Record
Deed Sale	Dec 20, 2005 · Amount on Record
Deed Document Number	200513576
Last Transfer Date	Oct 25, 2012
Transfer Doc	0000007602
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	351 UPPER MAIN ST, CLIO, CA 96106
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	CAL-SIERRA TITLE COMPANY, CAL SIERRA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 UPPER MAIN STREET, CLIO, CA 96106

Mortgage

Document Number	0000008558
Date	Dec 21, 2021
Instrument	2021-0008558

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	351 UPPER MAIN ST, CLIO, CA 96106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAL SIERRA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 UPPER MAIN STREET, CLIO, CA 96106

Mortgage

Document Number	0000004819
Date	Aug 24, 2020
Instrument	2020-0004819

Lender

Name	PLUMAS BANK
Type	Bank
Address	PORTOLA, CA 96122

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Plumas County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Plumas County
Unified School District	Plumas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$735,000 (+3.48%) Land $110,000 Building $625,000
2025	$7,457.00 (+58.39%) Homeowner's exemption	$710,263 (+62.74%) Land $92,072 Building $618,191
2023	$4,708.00 (+3.22%) Homeowner's exemption	$436,440 Land $56,576 Building $379,864
2022	$4,561.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 individual policies
Nearby Flood Policies	30 units insured incl. 2 condo units
Nearby Flood Claims	12 (1986–2017)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Feb 2017 · Flooding
Claims by Event	Flooding, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIO PUBLIC UTILITY DISTRICT serves 79 people · EPA ID CA3200509
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Plumas-Sierra Telecommunications Fixed Wireless · Fiber in parts of the area · not low latency	50 / 10
DigitalPath Fixed Wireless	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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