1. Home
  2. Florida
  3. Highlands County
  4. Sebring
  5. Tern Ave

351 Tern Ave, Sebring, FL 33870 Property Records

Highlands County property record for 351 Tern Ave, Sebring, FL 33870 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,581 sqft · built 2022
Lot Size0.17 acres (7,417 sqft)
OwnerIndividual Name on File
Tax Bill$2,974 (2024)
Deeds & MortgagesJul 2023 Line of Credit
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APNC354801000300250

Property Details

APN / Parcel Number

Primary APNC354801000300250
Alternative APN
  • C-35-34-28-010-0030-0250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,581 sqft Living Area
FlooringCork
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,417 sqft (0.17 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeFinished
Garage Area234 sqft
DrivewayDriveway
Driveway Area330 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC354801000300250
Street Address351 TERN AVE
CitySEBRING
StateFL
Zip33870-5916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEBRING HILLS SOUTH PB 8-PG 93 LOT 25 BLK 3
Legal Range28E
Legal Township34S
Legal Section35
Legal SubdivisionSEBRING HILLS SO
Legal Block3
Legal Lot Number25
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group4
Census Block4051
Census Tract960602

Owner

Source: Highlands County records · APN C354801000300250

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16340 DEACON DR, BRYCEVILLE, FL 32009-0090
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2023Deed of Trust, Mortgage · Line of Credit
FIRST SOUTHERN BANK
Jul 22, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 22, 2019
Transfer Doc0001949134
Record UpdatedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address351 TERN AVE, SEBRING, FL 33870-5916
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address351 TERN AVE, SEBRING, FL 33870-5916
InvestorPossibly a Property Investor

Mortgage

Document Number0002161125
DateJul 20, 2023
Book Page2988/341
Instrument2161125
Lender
NameFIRST SOUTHERN BANK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 18, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateJul 22, 2019
Property Address351 TERN AVE, SEBRING, FL 33870-5916
Document Number0001949134
Book / Page002703 / 001538
Instrument DateJun 26, 2019
Instrument1949134
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$7.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 GLENWOOD SPRINGS TER EATONTON GA 310246645, EATONTON, GA 31024-6645

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$204,583 (-1.83%) Land $9,416 Building $195,167$204,583 (-1.83%) Land $9,416 Building $195,167
2024$2,974.00 (-4.22%)
2023$3,105.00 (+755.37%)$208,388 (+3,883.71%) Land $8,719 Building $199,669$208,388 (+3,883.71%) Land $8,719 Building $199,669
2022$363.00$5,231 Land $5,231$5,231 Land $5,231

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims8 (2017–2022)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Tern Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures