Tompkins County and Ithaca City property record for 351 Spencer Rd, Ithaca, NY 14850 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1900 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Apr 2010) |
| Tax Bill | $7,971 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 500700 123.-3-7 |
| Primary APN | 500700 123.-3-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 624 sqft |
| 2nd Floor Area | 624 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Lot Area | 42,689 sqft (0.98 acres) |
| Lot Dimensions | 151 ft deep x 269 ft wide |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 351 SPENCER RD |
|---|---|
| City | ITHACA |
| State | NY |
| Zip | 14850-5328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | TOMPKINS NY |
| Township / Civil Division | ITHACA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1000 |
Source: Tompkins County and Ithaca City records · APN 500700 123.-3-7
Assessment roll updated May 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 351 SPENCER RD, ITHACA, NY 14850-5328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Line of Credit CFCU COMMUNITY CU |
| Jul 12, 2021 | Deed of Trust, Mortgage · Line of Credit CFCU COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 09, 2010 · Amount on Record |
| Deed Sale | Apr 09, 2010 · Amount on Record |
| Prior Sale | Aug 09, 2006 · Amount on Record |
| Deed Book / Page | 55715 / 7001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Property Address | 351 SPENCER RD, ITHACA, NY 14850-5328 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007766 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-07766 |
| Name | CFCU COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Property Address | 351 SPENCER RD, ITHACA, NY 14850-5328 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7766 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-07766 |
| Name | CFCU COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Tompkins County and Ithaca City records · Assessment roll updated May 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tompkins County |
| Municipality | Ithaca City |
| Unified School District | Ithaca City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,971.00 | $245,000 (+34.62%) Land $45,700 Building $199,300 | $245,000 (+34.62%) Land $45,700 Building $199,300 |
| 2023 | Homeowner's exemption | $182,000 Land $45,700 Building $136,300 | $182,000 Land $45,700 Building $136,300 |
Source: FEMA National Flood Hazard Layer, Tompkins County (36109C), updated June 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361090010001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 31 individual NFIP policies nearby |
| Nearby Flood Policies | 31 in force 5 of 31 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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