351 Saddletree Ln, Norfork, AR 72658 Property Records

Baxter County property record for 351 Saddletree Ln, Norfork, AR 72658

Property Summary

Property Type	Rural Home
Details	2 ba · 1,196 sqft · built 2005
Lot Size	7.65 acres (333,234 sqft)
Owner	Individual Name on Record
Tax Bill	$951 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-01362-003`

Property Details

APN / Parcel Number

Primary APN	`001-01362-003`
Alternative APN	`1908`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	333,234 sqft (7.65 acres)
Garage Type	Detached
Porch	Open Porch
Porch Area	368 sqft
Poultry House	Poultry House

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	351 SADDLETREE LN
City	NORFORK
State	AR
Zip	72658-9105
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PART OF THE SW1/4 OF THE NW1/4 OF SECTION 18, TOWNSHIP 18 NORTH, RANGE 12 WEST, R.B.W.R., BAXTER COUNTY, ARKANSAS, DESCRIBED
Legal Tract	A
Jurisdiction	BAXTER AR
Township / Civil Division	LONE ROCK
Census Block Group	2
Census Block	2011
Census Tract	950500

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2073 GREEN CHASE DR, HERNANDO, MS 38632-7258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2025
Deed Sale	Feb 25, 2025
Deed Document Number	2025-L202501586
Prior Transfer Date	May 18, 2021
Prior Transfer Doc	L202105644
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	May 18, 2021
Property Address	351 SADDLETREE LN, NORFORK, AR 72658-9105
Document Number	L202105644
Instrument Date	May 18, 2021
Instrument	L202105644
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	ALLEY ABSTRACT COMPANY, ALLEY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	351 SADDLETREE LN, NORFORK, AR 72658-9105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 FIELD DR, LAHOMA, OK 73754-1026

Mortgage

Document Number	L202105645
Date	May 18, 2021
Instrument	L202105645

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Norfork Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$951.00 (-9.51%) Homeowner's exemption	$30,480 (-) Land $1,640 Building $28,840
2024	$1,051.00 (-6.66%)
2023	$1,126.00 Homeowner's exemption	$30,480 Land $1,640 Building $28,840	$152,400 Land $8,200 Building $144,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	50 (2004–2017)
Claims Outside the SFHA	9 of 50
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Associated Flooding, Apr 2011 · 2 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 40 claims Sever Storms, Flooding And Landslides, Apr 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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