351 Rumer Station, Red House, WV 25168 Property Records

Putnam County property record for 351 Rumer Station, Red House, WV 25168

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,113 sqft · built 2007
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$525,500 (Oct 2025)
Tax Bill	$4,021 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2025 Sale & Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`02-162E-0003.0000`

Property Details

APN / Parcel Number

Primary APN	`02-162E-0003.0000`
Alternative APNs	`40-02-162E-0003.0000` `00050526`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,113 sqft Living Area
1st Floor Area	2,887 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modern
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	208 ft deep x 105 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00050526
Street Address	351 RUMER STA
City	RED HOUSE
State	WV
Zip	25168-6803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 351 RUMER STATION SUBD
Legal Subdivision	RUMER STATION SUB
Legal Lot Number	351
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	3
Census Block	3032
Census Tract	20200

Owner

351 Rumer Station is owned and occupied by two individuals who bought it in October 2025.

Source: Putnam County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	351 RUMER STA, RED HOUSE, WV 25168-6803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Oct 2, 2025	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Oct 6, 2021	Deed, Transfer
Mar 25, 2020	Intrafamily Transfer, Transfer
Sep 24, 2018	Deed, Transfer · Conventional Mortgage LOAN DEPOT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Sep 24, 2018 · Amount on File
Deed Book / Page	641 / 994
Transfer Doc	473/265
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	351 RUMER STA, RED HOUSE, WV 25168-6803
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001239/36
Date	Mar 25, 2020
Book Page	1239/36
Instrument	004821470020

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Oct 2, 2025
Property Address	351 RUMER STA, RED HOUSE, WV 25168-6803
Document Number	000641/994
Book / Page	641 / 994
Map Reference	MB D PG 353
Instrument Date	Sep 22, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	BESTITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,312.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	351 RUMER STA, RED HOUSE, WV 25168-6803

Mortgage

Document Number	0001396967
Date	Oct 2, 2025
Instrument	1396/967

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	351 RUMER STA, RED HOUSE, WV 25168-6803
Transaction Type	Mortgage
Record Updated	Oct 19, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001302/239
Date	Oct 6, 2021
Book Page	1302/239
Instrument	005130600017

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	351 RUMER STA, RED HOUSE, WV 25168-6803
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1198/192
Date	Sep 24, 2018
Book Page	1198/192
Instrument	004495420020

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Oct 6, 2021
Property Address	351 RUMER STA, RED HOUSE, WV 25168-6803
Document Number	601/224
Book / Page	601 / 224
Map Reference	MAP BK D PG 353
Instrument Date	Sep 21, 2021
Instrument	005130590003
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM WV
Recording Date	Mar 25, 2020
Property Address	351 RUMER STA, RED HOUSE, WV 25168-6803
Document Number	584/363
Book / Page	584 / 363
Map Reference	DB 571 PG 326
Instrument Date	Feb 27, 2020
Instrument	004821460003
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Sep 24, 2018
Property Address	351 RUMER STA, RED HOUSE, WV 25168-6803
Document Number	571/326
Book / Page	571 / 326
Map Reference	MB D PG353
Instrument Date	Sep 19, 2018
Instrument	004495410003
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001198/192
Date	Sep 24, 2018
Book Page	1198/192
Instrument	004495420020

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 351 Rumer Station was $4,021, up 7.6% from the year before.

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,021.00 (+7.57%)	$321,600 (+8.74%) Land $63,720 Building $257,880	$536,000 (+8.74%) Land $106,200 Building $429,800
2025	$3,738.00 (+14.03%)	$295,740 (+1.67%) Land $53,700 Building $242,040	$492,900 Land $89,500 Building $403,400
2024	$3,278.00 (+16.61%)	$290,880 (+25.73%) Land $53,700 Building $237,180
2023	$2,811.00 (-0.67%)	$231,360 (-1.48%) Land $39,360 Building $192,000	$484,800 (+23.86%) Land $89,500 Building $395,300
2022	$2,830.00	$234,840 Land $46,500 Building $188,340	$391,400 Land $77,500 Building $313,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 351 Rumer Station in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Rumer Station is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.8% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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