351 Riverbend Dr, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 351 Riverbend Dr, Ludlow, KY 41016

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,735 sqft · built 2006
Lot Size	0.04 acres (1,764 sqft)
Owner	Individual Name on File
Last Sale	$289,060 (Dec 2005)
Tax Bill	$3,786 (2025)
Deeds & Mortgages	Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`840-20-01-020.23`

Property Details

APN / Parcel Number

Primary APN	`840-20-01-020.23`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,735 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	1,764 sqft (0.04 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	351 RIVERBEND DR
City	COVINGTON
State	KY
Zip	41016-1711
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RIVERS BREEZE SEC 6 UNIT 20-203 1764 SF WATERFORD
Legal Subdivision	RIVERS BREEZE
Legal Phase	6
Legal Lot Number	20-203
Legal Unit	20-203
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3004
Census Tract	63800

Owner

351 Riverbend Dr, a condominium, is owned and occupied by an individual who acquired it in November 2019.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	351 RIVERBEND DR, COVINGTON, KY 41016-1711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2005 · Amount on File
Deed Sale	Dec 7, 2005 · Amount on File
Deed Document Number	200512 07 059 00181
Deed Book / Page	2850 / 138
Last Transfer Date	Nov 27, 2019
Transfer Doc	0000000328
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Feb 6, 2020
Property Address	351 RIVERBEND DR, LUDLOW, KY 41016-1711
Document Number	0000000328
Book / Page	000006 / 000289
Instrument Date	Nov 27, 2019
Instrument	328
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	351 RIVERBEND DR LUDLOW KY 410161711, LUDLOW, KY 41016-1711

Tax Assessment & Valuation

The 2025 property tax bill for 351 Riverbend Dr was $3,786.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,900 (+26.56%) Building $366,900	$366,900 (+26.56%) Building $366,900
2025	$3,786.00	$289,900 Building $289,900	$289,900 Building $289,900
2023	$3,731.00	$289,900 Building $289,900	$289,900 Building $289,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 351 Riverbend Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Riverbend Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20