351 River Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 351 River Rd, Arnold, MD 21012

Property Summary

Property TypeTownhouse
Details4 ba · 1,474 sqft · built 1976
Lot Size0.111 acres (4,868 sqft)
OwnerIndividual Name on Record
Last Sale$319,900 (Jun 2020)
Tax Bill$2,915 (2023)
Deeds & MortgagesJun 2020 Mortgage
Apr 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-518-90004376

Property Details

APN / Parcel Number

Primary APN03-518-90004376
Alternative APNs
  • 351890004376
  • 51890004376

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,474 sqft Total Area
1st Floor Area770 sqft
Basement Area563 sqft
Finished Basement563 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,868 sqft (0.111 acres)
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number51890004376
Old Parcel Number351890004376
Street Address351 RIVER RD
CityARNOLD
StateMD
Zip21012-1138
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR5
Legal DescriptionLT 78A 351 RIVER RD MAGOTHY ESTATES
Legal SubdivisionMAGOTHY ESTATES
Legal Lot Number78A
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2004
Census Tract731105

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address351 RIVER RD, ARNOLD, MD 21012-1138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2020Deed of Trust, Mortgage
FIRST HM MTG CORP
Apr 26, 2018Deed of Trust, Mortgage · Line of Credit
UNION BK&TR
Jan 26, 2017Grant Deed, Transfer · Construction Mortgage
ROBERT ARGENTIERI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2020 · Amount on Record
Deed SaleJun 29, 2020 · Amount on Record
Prior SaleJan 26, 2017 · Amount on Record
Deed Document Number0034813399
Deed Book / Page34813 / 399
Record UpdatedJun 7, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address351 RIVER RD, ARNOLD, MD 21012-1138
Document Number0348130404
Instrument DateJun 5, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanySAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address351 RIVER RD ARNOLD MD 210121138, ARNOLD, MD 21012-1138

Mortgage

Document Number0348130404
DateJun 29, 2020
Book Page034813/000404
Lender
NameFIRST HM MTG CORP
AddressBALTIMORE, MD 21236
Agreement
AmountAmount Recorded
Term360 Months
DueJun 28, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address351 RIVER RD, ARNOLD, MD 21012-1138
Document Number0320540322
Instrument DateApr 26, 2018
Transaction TypeMortgage
Record UpdatedMay 15, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address351 RIVER RD ARNOLD MD 210121138, ARNOLD, MD 21012-1138

Mortgage

Document Number0320540322
DateApr 30, 2018
Book Page032054/000322
Lender
NameUNION BK&TR
TypeBank
AddressFREDERICKSBURG, VA 22408
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJan 26, 2017
Property Address351 RIVER RD, ARNOLD, MD 21012-1138
Document Number0305780126
Book / Page030578 / 000126
Instrument DateJan 25, 2017
Transaction TypeTransfer
Record UpdatedOct 2, 2017
Title CompanyTITLEMARK SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address367 OAK DR ARNOLD MD 210121000, ARNOLD, MD 21012-1000

Mortgage

Document Number305780131
DateJan 26, 2017
Book Page030578/000131
Lender
NameROBERT ARGENTIERI
Address91 GIBRALTER AVE, ANNAPOLIS, MD 21401-3141
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 25, 2018

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,915.00 Homeowner's exemption$292,933$312,500 Land $131,500 Building $181,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 individual policies
Nearby Flood Policies65 units insured
incl. 34 condo units
Nearby Flood Claims31 (1979–2024)
Claims Outside the SFHA5 of 31
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100

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