Baxter County property record for 351 River Bluff Ter, Cotter, AR 72626 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,044 sqft Living Area |
| Lot Size | 148,289 sqft (3.4 acres) |
| Garage | Attached, 506 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $286,900 (2017) |
| Tax Bill | $1,282.00 (2025) |
| Primary APN | 002-11010-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,044 sqft Living Area |
| 1st Floor | 1,780 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 148,289 sqft (3.4 acres) |
| Depth X Width | 577 ft x 257 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 620 sqft Driveway |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Deck Area | 334 sqft Deck |
| Porch Area | 268 sqft Porch |
| Utility Building | 832 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 351 RIVER BLUFF TER |
|---|---|
| City | COTTER |
| State | AR |
| Zip | 72626-9116 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 5 RIVERBLUFF ESTATES |
| Legal Range | 15 |
| Legal Township | 19 |
| Legal Section | 13 |
| Legal Subdivision | RIVERBLUFF ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | BAXTER AR |
| Minor Civil Division | WHITEVILLE |
| Census Blockgroup | 1 |
| Census Block | 1077 |
| Census Tract | 950900 |
Source: Baxter County records · APN 002-11010-005
Assessment roll updated November 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 351 RIVER BLUFF TER, COTTER, AR 72626-9116 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ANSTAFF BANK NA |
| Apr 12, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST COMMUNITY BANK |
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Feb 27, 2026 | Intrafamily Transfer, Transfer |
| Jun 12, 2017 | Warranty Deed, Transfer · Line of Credit ANSTAFF BANK NA |
| Apr 26, 2016 | Beneficiary Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2017 · Amount on Record |
| Deed Sale | Jun 12, 2017 · Amount on Record |
| Prior Sale | Jun 12, 2017 · Amount on Record |
| Deed Doc Number | 20175090 |
| Last Transfer Date | Feb 26, 2026 |
| Transfer Doc | L202601720 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 351 RIVER BLUFF TER, COTTER, AR 72626-9116 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | L201802419 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | L201802419 |
| Name | ANSTAFF BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN FOREST, AR 72638 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 351 RIVER BLUFF TER, COTTER, AR 72626-9116 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | L201903073 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | L201903073 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, AR 72503 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Oct 12, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 351 RIVER BLUFF TER, COTTER, AR 72626-9116 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | L202113450 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | L202113450 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jul 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Feb 27, 2026 |
| Property Address | 351 RIVER BLUFF TER, COTTER, AR 72626-9116 |
| Document Number | L202601720 |
| Instrument Date | Feb 26, 2026 |
| Instrument | L202601720 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 351 RIVER BLUFF TER, COTTER, AR 72626-9116 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Jun 12, 2017 |
| Property Address | 351 RIVER BLUFF TER, COTTER, AR 72626-9116 |
| Document Number | L201705090 |
| Instrument Date | Jun 12, 2017 |
| Instrument | L201705090 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | BEAVER COUNTY ABSTRACT, BAXTER COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $947.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1079 CORAL BURST DR, LOVELAND, CO 80538-5688 |
| Name | Verified Name |
|---|---|
| Address | 351 RIVER BLUFF TER, COTTER, AR 72626-9116 |
| Document Number | L201705091 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | L201705091 |
| Name | ANSTAFF BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 12, 2018 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Apr 26, 2016 |
| Property Address | 351 RIVER BLUFF TER, COTTER, AR 72626-9116 |
| Document Number | L201603441 |
| Instrument Date | Apr 25, 2016 |
| Instrument | L201603441 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 351 RIVER BLUFF TER, COTTER, AR 72626-9116 |
Source: Baxter County records · Assessment roll updated November 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Unified School District | Cotter School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,282.00 (-7.24%) Homeowner's exemption | $59,780 (-) Land $10,000 Building $49,780 | |
| 2024 | $1,382.00 (-5.15%) | ||
| 2023 | $1,457.00 Homeowner's exemption | $59,780 Land $10,000 Building $49,780 | $298,900 Land $50,000 Building $248,900 |
Source: FEMA National Flood Hazard Layer, Baxter County (05005C), updated December 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 59% of the US · above 79% of Arkansas |
|---|---|
| Wildfire Likelihood | About 1 in 694 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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