351 Ridge Mill Ln, Commerce, GA 30529 Property Records

Jackson County property record for 351 Ridge Mill Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,462 sqft · built 2006
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$293,000 (May 2020)
Tax Bill	$3,161 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024C 031`

Property Details

APN / Parcel Number

Primary APN	`024C 031`
Alternative APN	`26306`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,462 sqft Heated Area
1st Floor Area	1,970 sqft
Basement Area	1,970 sqft
Unfinished Basement	1,970 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Attached
Garage Area	467 sqft

Exterior Amenities

Porch	Patio
Porch Area	381 sqft
Deck Area	224 sqft
Patio Area	542 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26306
Street Address	351 RIDGE MILL LN
City	COMMERCE
State	GA
Zip	30529-7221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 RIDGE MILL MANOR PHASE I
Legal Subdivision	RIDGE MILL MANOR
Legal Phase	1
Legal Lot Number	31
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3042
Census Tract	10400

Owner

351 Ridge Mill Ln is owned and occupied by an individual who bought it in May 2020.

Source: Jackson County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	351 RIDGE MILL LN, COMMERCE, GA 30529-7221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Prior Sale	May 12, 2008 · Amount on File
Deed Document Number	20201773
Deed Book / Page	89O / 470
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	May 26, 2020
Property Address	351 RIDGE MILL LN, COMMERCE, GA 30529-7221
Document Number	00089O0470
Book / Page	00089O / 000470
Instrument Date	May 22, 2020
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 RIDGE MILL LN COMMERCE GA 305297221, COMMERCE, GA 30529-7221

Mortgage

Document Number	89O0471
Date	May 26, 2020
Book Page	00089O/000471

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 351 Ridge Mill Ln was $3,161 with a homeowner's exemption, down 37.7% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,520 (-) Land $24,000 Building $167,520	$478,800 (-) Land $60,000 Building $418,800
2025	$3,161.00 (-37.67%) Homeowner's exemption	$191,520 (-4.3%) Land $24,000 Building $167,520	$478,800 (-4.3%) Land $60,000 Building $418,800
2024	$5,071.00 (+20.22%) Homeowner's exemption	$200,120 (+10.51%) Land $24,000 Building $176,120	$500,300 (+10.51%) Land $60,000 Building $440,300
2023	$4,218.00 (-3.12%) Homeowner's exemption	$181,080 (+20.02%) Land $24,000 Building $157,080	$452,700 (+20.02%) Land $60,000 Building $392,700
2022	$4,354.00 Homeowner's exemption	$150,880 Land $24,000 Building $126,880	$377,200 Land $60,000 Building $317,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 351 Ridge Mill Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Ridge Mill Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20