Okaloosa County property record for 351 Richman Dr, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,431 sqft · built 2009 |
| Lot Size | 3.89 acres (169,448 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $63,000 (Jan 2007) |
| Tax Bill | $1,307 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-1055-7 |
| Primary APN | C56-000-593-1055-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| Gross Area | 1,527 sqft |
| 1st Floor Area | 1,431 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 169,448 sqft (3.89 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 351 RICHMAN DR |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW COR NE1/4 OF NE1/4 S416 FT TO POB E416 FT S266 FT W416 FT N266 FT TO POB AND COM NE COR OF SEC W 632FT S 484.5FT TO POB CONT S 233.17FT W 226.09FT N 201.37FT E 236.5FT TO POB |
| Legal Range | 25W |
| Legal Township | 02N |
| Legal Section | 08 |
| Legal Block | 3 |
| Legal Lot Number | 70 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20101 |
351 Richman Dr is owned and occupied by two individuals who bought it in January 2007.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 8, HOLT, FL 32564-0008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2024 | Intrafamily Transfer, Transfer |
| Feb 12, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2007 · Amount on File |
| Deed Sale | Jan 10, 2007 · Amount on File |
| Deed Document Number | 20072390271 |
| Deed Book / Page | 2759 / 1551 |
| Prior Transfer Date | Oct 20, 2005 |
| Prior Transfer Doc | 0002274591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 27, 2024 |
| Property Address | 351 RICHMAN DR, HOLT, FL 32564-9413 |
| Document Number | 0003678743 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 3678743 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 351 RICHMAN DR, HOLT, FL 32564-9413 |
| Name | Verified Name |
|---|---|
| Address | 351 RICHMAN DR, HOLT, FL 32564-9413 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 351 RICHMAN DR, HOLT, FL 32564-9413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034433194 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 3443/3194 |
| Instrument | 3336928 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Dec 10, 2034 |
The 2025 property tax bill for 351 Richman Dr was $1,307 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,307.00 Homeowner's exemption | $165,666 | $233,607 Land $41,048 Building $192,559 |
| 2023 | $759.00 (+3.55%) Homeowner's exemption | $107,874 (+3%) | $171,598 (+8.47%) Land $24,650 Building $146,948 |
| 2022 | $733.00 Homeowner's exemption | $104,732 | $158,195 Land $23,038 Building $135,157 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 351 Richman Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 351 Richman Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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