351 Renegar Rd, Harmony, NC 28634 Property Records

Iredell County property record for 351 Renegar Rd, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,719 sqft · built 2013
Lot Size	10.1 acres (440,392 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,112 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4884-90-1747.000`

Property Details

APN / Parcel Number

Primary APN	`4884-90-1747.000`
Alternative APN	`80009671`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,719 sqft Heated Area
Gross Area	6,711 sqft
1st Floor Area	2,424 sqft
Basement Area	2,520 sqft
Finished Basement	2,326 sqft
Unfinished Basement	194 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	440,392 sqft (10.1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	466 sqft
Deck Area	430 sqft
Patio Area	430 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80009671
Street Address	351 RENEGAR RD
City	HARMONY
State	NC
Zip	28634-9252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L1-HAYNES FAM DIV PB-60-115
Legal Subdivision	FAM DIV
Legal Tract	1
Legal Block	90
Legal Lot Number	1
Jurisdiction	IREDELL NC
Township / Civil Division	EAGLE MILLS
Census Block Group	2
Census Block	2003
Census Tract	60801

Owner

351 Renegar Rd is owned and occupied by two individuals who acquired it in June 2020.

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	351 RENEGAR RD, HARMONY, NC 28634-9252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Feb 5, 2018	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1994
Deed Sale	Dec 1, 1994
Prior Sale	Jun 1, 1948
Deed Book / Page	95E / 3
Last Transfer Date	Jun 4, 2020
Transfer Doc	2707584
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	351 RENEGAR RD, HARMONY, NC 28634-9252
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002984716
Date	Apr 3, 2023
Book Page	2984/716

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	351 RENEGAR RD, HARMONY, NC 28634-9252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	25371604
Date	Feb 5, 2018
Book Page	2537/1604

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	351 RENEGAR RD, HARMONY, NC 28634-9252
Document Number	24701584
Book / Page	002470 / 001584
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	TIAGO TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	351 RENEGAR RD HARMONY NC 286349252, HARMONY, NC 28634-9252

Mortgage

Document Number	24701584
Date	Jan 24, 2017
Book Page	002470/001584

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 23, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 351 Renegar Rd was $3,112.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,350 (-) Land $56,110 Building $461,240	$517,350 (-) Land $56,110 Building $461,240
2025	$3,112.00	$517,350 (-) Land $56,110 Building $461,240	$517,350 (-) Land $56,110 Building $461,240
2024	$3,112.00	$517,350 (-) Land $56,110 Building $461,240	$517,350 (-) Land $56,110 Building $461,240
2023	$3,112.00 (+26.92%)	$517,350 (+35.68%) Land $56,110 Building $461,240	$517,350 (+35.68%) Land $56,110 Building $461,240
2022	$2,452.00	$381,310 Land $38,160 Building $343,150	$381,310 Land $38,160 Building $343,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 351 Renegar Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Renegar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

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