351 Prospect St, Suffield, CT 06078 Property Records

Suffield Town property record for 351 Prospect St, Suffield, CT 06078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,305 sqft · built 1860
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$346,000 (Jul 2023)
Tax Bill	$5,241 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R27517`

Property Details

APN / Parcel Number

Primary APN	`R27517`
Alternative APN	`SUFF M:0027H B:00034 L:00017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
Gross Area	2,730 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1985
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R27517
Street Address	351 PROSPECT ST
City	SUFFIELD
State	CT
Zip	06078-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25
Legal Block	34
Legal Lot Number	17
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	3
Census Block	3009
Census Tract	477101

Owner

Source: Suffield Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	351 PROSPECT ST, SUFFIELD, CT 06078-2019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage RIVER BANK
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 30, 2020	Deed of Trust, Mortgage · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Feb 25, 2019	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Book / Page	581 / 601
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Jul 24, 2023
Property Address	351 PROSPECT ST, SUFFIELD, CT 06078-2019
Document Number	000581-601
Book / Page	581 / 601
Instrument Date	Jul 24, 2023
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	351 PROSPECT ST, SUFFIELD, CT 06078-2019

Mortgage

Document Number	2397990021
Date	Jul 24, 2023
Instrument	2397990021

Lender

Name	RIVER BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	351 PROSPECT ST, SUFFIELD, CT 06078-2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000568-28
Date	Dec 13, 2021
Book Page	568/28
Instrument	2353250010

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	351 PROSPECT ST, SUFFIELD, CT 06078-2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	544-903
Date	Mar 30, 2020
Book Page	544/903
Instrument	2292580010

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Feb 25, 2019
Property Address	351 PROSPECT ST, SUFFIELD, CT 06078-2019
Document Number	535-442
Book / Page	535 / 442
Instrument Date	Feb 14, 2019
Instrument	2265100003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 PROSPECT ST, SUFFIELD, CT 06078-2019

Mortgage

Document Number	2265110010
Date	Feb 25, 2019
Instrument	2265110010

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,241.00	$223,860 (+48.19%) Land $70,350 Building $153,510	$156,702 Land $49,245 Building $107,457
2024	$5,241.00 (+21.26%)
2023	$4,322.00	$151,060 (-) Land $70,350 Building $80,710
2022	$4,322.00	$151,060 Land $70,350 Building $80,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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