Collier County property record for 351 Pirates Bight, Naples, FL 34103
| Property Type | Single Family Home |
|---|---|
| Details | 3,471 sqft · built 1988 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,000 (Mar 1986) |
| Tax Bill | $11,226 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit May 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 112900 18 854A16 |
| Primary APN | 112900 18 854A16 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,471 sqft Living Area |
| Gross Area | 6,371 sqft |
| 1st Floor Area | 3,471 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 160 ft deep x 82 ft wide |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Deck Area | 1,288 sqft |
| Boat Access | Boat Access |
| Account Number | 112900 18 854A16 |
|---|---|
| Old Parcel Number | 1605120000502960018854 |
| Street Address | 351 PIRATES BIGHT |
| City | NAPLES |
| State | FL |
| Zip | 34103-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | PARK SHORE UNIT 4 BLK 18 LOT 85 OR 1186 PG 754 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 16 |
| Legal Subdivision | PARK SHORE UNIT 4 |
| Legal Tract | 112900 |
| Legal Block | 18 |
| Legal Lot Number | 85 |
| Legal Unit | 4 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 301 |
Source: Collier County records · APN 112900 18 854A16
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 351 PIRATES BIGHT, NAPLES, FL 34103-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2019 | Deed of Trust, Mortgage · Line of Credit STIFEL BK&TR |
| May 04, 2018 | Deed of Trust, Mortgage STIFEL BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 1986 · Amount on Record |
| Deed Sale | Mar 01, 1986 · Amount on Record |
| Deed Document Number | 0001186754 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 351 PIRATES BIGHT, NAPLES, FL 34103-2418 |
| Document Number | 0055922189 |
| Instrument Date | Jan 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 351 PIRATES BIGHT NAPLES FL 341032418, NAPLES, FL 34103-2418 |
| Document Number | 0055922189 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 005592/002189 |
| Instrument | 5663879 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 23, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 351 PIRATES BIGHT, NAPLES, FL 34103-2418 |
| Document Number | 0055081017 |
| Instrument Date | May 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 351 PIRATES BIGHT NAPLES FL 341032418, NAPLES, FL 34103-2418 |
| Document Number | 0055081017 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 005508/001017 |
| Instrument | 5554132 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 09, 2033 |
Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,226.00 (+3.85%) Homeowner's exemption | $1,277,241 (+5.99%) | $3,729,660 (-44.31%) Land $3,478,681 Building $250,979 |
| 2023 | $10,810.00 (-2.68%) Homeowner's exemption | $1,205,092 (+3%) | $6,696,624 (+31.3%) Land $5,623,884 Building $1,072,740 |
| 2022 | $11,108.00 Homeowner's exemption | $1,169,992 | $5,100,354 Land $4,044,808 Building $1,055,546 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 199 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 245 units insured incl. 46 condo units |
| Nearby Flood Claims | 235 (1985–2024) |
| Claims Outside the SFHA | 11 of 235 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications, Orlando Telephone Company.
Based on FCC filings for 259 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NAPLES WATER DEPT serves 83,804 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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