Watauga County property record for 351 Pinnacle Dr, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,958 sqft · built 2003 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,661 (2025) |
| Deeds & Mortgages | Dec 2025 Reverse Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2901-31-9111-000 |
| Primary APN | 2901-31-9111-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,958 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 68,389 sqft (1.57 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1626976 |
|---|---|
| Street Address | 351 PINNACLE DR |
| City | BOONE |
| State | NC |
| Zip | 28607-3436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E2R2 |
| Legal Description | LOT 4 REVISED B F HODGES ESTATE |
| Legal Subdivision | REVISED |
| Legal Lot Number | 4 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BRUSHY FORK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 920400 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 351 PINNACLE DR, BOONE, NC 28607-3436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Oct 16, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 14, 2020 |
| Transfer Doc | 0021330126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 351 PINNACLE DR, BOONE, NC 28607-3436 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 351 PINNACLE DR, BOONE, NC 28607-3436 |
| Document Number | 0024660810 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 2466/810 |
| Instrument | 756448 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1029 Months |
| Due | Sep 12, 2111 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 9.62% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Oct 16, 2020 |
| Property Address | 351 PINNACLE DR, BOONE, NC 28607-3436 |
| Document Number | 0021330126 |
| Book / Page | 2133 / 126 |
| Map Reference | MB 14 PG 280 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 696787 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 351 PINNACLE DR, BOONE, NC 28607-3436 |
| Document Number | 696788 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 696788 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409,000 (-) Land $37,300 Building $371,700 | ||
| 2025 | $1,661.00 (+0.73%) | $409,000 (-) Land $37,300 Building $371,700 | |
| 2024 | $1,649.00 | $409,000 Land $37,300 Building $371,700 | |
| 2023 | $409,000 Land $37,300 Building $371,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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