Lewis County property record for 351 Payton Rd, Garrison, KY 41141
| Property Type | Single Family Home |
|---|---|
| Details | built 2012 |
| Lot Size | 3.07 acres (134,034 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,796 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 121-00-00-061.02 |
| Primary APN | 121-00-00-061.02 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 134,034 sqft (3.07 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|
| Account Number | 2190 |
|---|---|
| Street Address | 351 PAYTON RD |
| City | GARRISON |
| State | KY |
| Zip | 41141-8146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 (3.077 AC) W/HSE |
| Legal Lot Number | 1 |
| Jurisdiction | LEWIS KY |
| Township / Civil Division | GARRISON |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 930100 |
351 Payton Rd is owned and occupied by an individual who acquired it in February 2025.
Source: Lewis County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 351 PAYTON RD, GARRISON, KY 41141-8146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 3, 2025 |
| Transfer Doc | 000286/790 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS KY |
| Property Address | 351 PAYTON RD, GARRISON, KY 41141-8146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 236/577 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 236/577 |
| Instrument | 165534 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 7, 2033 |
The 2025 property tax bill for 351 Payton Rd was $1,796 with an additional exemption.
Source: Lewis County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lewis County |
| Unified School District | Lewis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,796.00 Additional exemption filed | $155,000 | $155,000 |
| 2023 | $1,722.00 Additional exemption filed | $155,000 | $155,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 351 Payton Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 23 (1979–2015) |
| Claims Outside the SFHA | 8 of 23 |
| Most Recent Claim | Mar 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 351 Payton Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRISON QUINCY HEIGHTS WATER DISTRICT serves 2,908 people · EPA ID KY0680153 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Fiber in parts of the area | 100 / 3 |
4G LTE (outdoors only), no 5G reported
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