Berkeley County property record for 351 Palatial Oak Dr, Gerrardstown, WV 25420
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 4 ba · 3,162 sqft · built 2017 |
| Lot Size | 6.69 acres (291,852 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,818 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-31-0064.0000 |
| Primary APN | 03-31-0064.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,162 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 291,852 sqft (6.69 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 07232562 |
|---|---|
| Street Address | 351 PALATIAL OAK DR |
| City | GERRARDSTOWN |
| State | WV |
| Zip | 25420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 6.70 AC LOT 19 GREAT OAKS RETREAT |
| Legal Subdivision | GREAT POAKS RETREAT |
| Legal Lot Number | 19 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | VALLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 971801 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 34 TURBOPROP TRL, GERRARDSTOWN, WV 25420-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0001108267 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 351 PALATIAL OAK DR, GERRARDSTOWN, WV 25420-4540 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003191/649 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 3191/649 |
| Instrument | 20170032005 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, VA 22602 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,818.00 (-4.51%) Additional exemption filed | $231,840 (-0.72%) Land $39,000 Building $192,840 | $386,400 (-0.72%) Land $65,000 Building $321,400 |
| 2023 | $2,951.00 Additional exemption filed | $233,520 Land $38,700 Building $194,820 | $389,200 Land $64,500 Building $324,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Morgan Wireless Fixed Wireless · not low latency | 25 / 3 |
May also be available: Frontier, Xfinity.
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