351 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 351 Otsego St, Ilion, NY 13357

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,868 sqft · built 1920
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$159,000 (Feb 2024)
Tax Bill$3,849 (2026)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Aug 2021 Sale
APN212801 119.52-5-74

Property Details

APN / Parcel Number

Primary APN212801 119.52-5-74
Alternative APN
  • 022015780

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,868 sqft Living Area
1st Floor Area934 sqft
2nd Floor Area934 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions150 ft deep x 40 ft wide
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number022015780
Street Address351 OTSEGO ST
CityILION
StateNY
Zip13357-2526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Block5
Legal Lot Number74.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group3
Census Block3007
Census Tract10400

Owner

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address351 OTSEGO ST, ILION, NY 13357-2526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Warranty Deed, Transfer · FHA Mortgage
PREMIUM MORTGAGE CO
Aug 4, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 15, 2024 · Amount on Record
Deed SaleFeb 15, 2024 · Amount on Record
Prior SaleAug 4, 2021 · Amount on Record
Deed Document Number2024702
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERKIMER NY
Recording DateFeb 15, 2024
Property Address351 OTSEGO ST, ILION, NY 13357-2526
Document Number0RP2024702
Instrument DateFeb 13, 2024
InstrumentRP2024-702
Transaction TypeTransfer
Record UpdatedMar 5, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address329 DEPOT RD, WEST WINFIELD, NY 13491-2654

Mortgage

Document Number0RP2024703
DateFeb 15, 2024
InstrumentRP2024-703
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionHERKIMER NY
Recording DateAug 4, 2021
Property Address351 OTSEGO ST, ILION, NY 13357-2526
Document Number0020214272
Instrument DateJul 19, 2021
Instrument2021-4272
Transaction TypeTransfer
Record UpdatedMar 16, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 E CENTER ST, MOHAWK, NY 13407-1318

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,849.00 (+2.83%)
2025$3,743.00$57,200 (+7.52%) Land $8,800 Building $48,400$107,116 (+10.74%) Land $16,479 Building $90,637
2023$53,200 Land $8,800 Building $44,400$96,727 Land $16,000 Building $80,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims59 (2006–2013)
Claims Outside the SFHA1 of 59
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 43 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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