Lenawee County property record for 351 Oatie Dr, Onsted, MI 49265
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,471 sqft · built 1999 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $188,000 (Nov 2019) |
| Tax Bill | $2,866 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CA8-415-0090-00 |
| Primary APN | CA8-415-0090-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,471 sqft Living Area |
| 1st Floor Area | 1,471 sqft |
| Basement Area | 1,471 sqft |
| Unfinished Basement | 1,471 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Width | 106 ft Width |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 351 OATIE DR |
|---|---|
| City | ONSTED |
| State | MI |
| Zip | 49265-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | LOT 9 GARRISON FARMS |
| Legal Subdivision | GARRISON FARMS |
| Legal Lot Number | 9 |
| Jurisdiction | LENAWEE MI |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 60302 |
Source: Lenawee County records, as of July 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 351 OATIE DR, ONSTED, MI 49265-9314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Aug 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LENCO CREDIT UNION |
| Nov 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage LENCO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2019 · Amount on Record |
| Deed Sale | Nov 27, 2019 · Amount on Record |
| Deed Book / Page | 2589 / 693 |
| Prior Transfer Date | Oct 26, 2006 |
| Prior Transfer Doc | 0005081299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENAWEE MI |
| Property Address | 351 OATIE DR, ONSTED, MI 49265-9314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0026970806 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 2697/806 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENAWEE MI |
| Property Address | 351 OATIE DR, ONSTED, MI 49265-9314 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026430510 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 2643/510 |
| Name | LENCO CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENAWEE MI |
| Recording Date | Nov 27, 2019 |
| Property Address | 351 OATIE DR, ONSTED, MI 49265-9314 |
| Document Number | 0025890693 |
| Book / Page | 002589 / 000693 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | SELECT TITLE COMPANY, SELECT TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,616.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 574 N SCOTT ST ADRIAN MI 492211337, ADRIAN, MI 49221-1337 |
| Document Number | 25890694 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 002589/000694 |
| Name | LENCO CU |
|---|---|
| Type | Credit Union |
| Address | ADRIAN, MI 49221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
Source: Lenawee County assessment roll, as of July 31, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lenawee County |
| County Subdivision | Cambridge Township |
| Municipality | Onsted Village |
| Unified School District | Onsted Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,600 (+4.41%) | $251,200 (+4.41%) | |
| 2025 | $2,866.00 (+2.98%) Homeowner's exemption | $120,300 (+31.48%) | $240,600 (+31.48%) |
| 2024 | $2,783.00 (+15.91%) | ||
| 2023 | $91,500 | $183,000 | |
| 2022 | $2,401.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 14, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSTED serves 907 people · EPA ID MI0005020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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