351 N Commerce Ave, Sebring, FL 33870 Property Records

Highlands County property record for 351 N Commerce Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 985 sqft · built 1925
Lot Size	0.117 acres (5,091 sqft)
Owner	2 Individual Names on File
Last Sale	$131,000 (Feb 2026)
Tax Bill	$2,012 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`S294907000F00040`

Property Details

APN / Parcel Number

Primary APN	`S294907000F00040`
Alternative APN	`S-29-34-29-070-00F0-0040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	985 sqft Living Area
1st Floor Area	825 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,091 sqft (0.117 acres)
Lot Dimensions	66 ft deep x 73 ft wide
View / Lot	Commercial
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	200 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	160 sqft
Shed	1 Shed
Shed Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	351 N COMMERCE AVE
City	SEBRING
State	FL
Zip	33870-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	TOWN OF SEBRING PB 1 PG 3 LOT 4 LESS PART TO CARSON BLK F
Legal Range	29E
Legal Township	34S
Legal Section	29
Legal Subdivision	LIMETREE VILLAS
Legal Block	F
Legal Lot Number	4
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3036
Census Tract	960800

Owner

Source: Highlands County assessment roll, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2923 PARKRIDGE CIR NW, CANTON, OH 44718-3167
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Aug 8, 2022	Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Aug 8, 2022 · Amount on Record
Deed Document Number	20262301033
Deed Book / Page	3175 / 1406
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 24, 2026
Property Address	351 N COMMERCE AVE, SEBRING, FL 33870-3206
Document Number	0002301033
Book / Page	3175 / 1406
Map Reference	MB 1 PG 3
Instrument Date	Jan 17, 2026
Instrument	2301033
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$917.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 S B ST, ELWOOD, IN 46036-1944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2923 PARKRIDGE CIR NW, CANTON, OH 44718-3167

Mortgage

Document Number	0031751408
Date	Feb 24, 2026
Instrument	3175/1408

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 8, 2022
Property Address	351 N COMMERCE AVE, SEBRING, FL 33870-3206
Document Number	0002108881
Book / Page	2923 / 1290
Map Reference	MB 1 PG 3
Instrument Date	Aug 3, 2022
Instrument	2108881
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 FOUNDERS BLVD, 228, LEXINGTON, SC 29073-7632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 S B ST, ELWOOD, IN 46036-1944

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,851 (+37.59%) Land $25,185 Building $59,666	$84,851 (+37.59%) Land $25,185 Building $59,666
2024	$2,012.00 (+27.66%)
2023	$1,576.00 (+12.09%)	$61,670 (-0.28%) Land $25,185 Building $36,485	$61,670 (-0.28%) Land $25,185 Building $36,485
2022	$1,406.00	$61,846 Land $25,185 Building $36,661	$61,846 Land $25,185 Building $36,661

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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