351 N Chestnut St, Byron, IL 61010 Property Records

Ogle County property record for 351 N Chestnut St, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	4,096 sqft · built 1977
Lot Size	0.253 acres (11,059 sqft)
Owner	Company Name on Record
Last Sale	$1,950,000 (May 2020)
Tax Bill	$7,946 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-32-132-008`

Property Details

APN / Parcel Number

Primary APN	`05-32-132-008`

Interior

Stories	2 Stories
Building Area	4,096 sqft Living Area
Basement Area	2,048 sqft
Unfinished Basement	2,048 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	11,059 sqft (0.253 acres)
Lot Dimensions	60 ft deep x 120 ft wide

Location & Zoning

Street Address	351 N CHESTNUT ST
City	BYRON
State	IL
Zip	61010-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: PT LOTS 7&8 & PT 5&6 & VAC ALLEY BLK 16 CITY OF BYRON
Legal Subdivision	TRYPHENA H REEDS SUB
Legal Block	16
Legal Lot Number	7-8
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2027
Census Tract	961700

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	277 BROOKE LN, ROCKFORD, IL 61107-2984
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Commercial Mortgage UNION CREDIT UNION
May 4, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Jul 7, 2006 · Amount on Record
Deed Document Number	20202556
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Recording Date	Aug 28, 2026
Property Address	351 N CHESTNUT ST, BYRON, IL 61010-1409
Document Number	0000004403
Instrument Date	Aug 27, 2026
Instrument	20264403
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	BT ESCROW, ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004403,
Date	Aug 28, 2026
Instrument	20264403

Lender

Name	UNION CREDIT UNION

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	May 4, 2020
Property Address	351 N CHESTNUT ST, BYRON, IL 61010-1409
Document Number	0000002556
Map Reference	FILE A PG52DOC482293
Instrument Date	Apr 30, 2020
Instrument	202002556
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$2,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 S ROSE ST, KALAMAZOO, MI 49001-3621
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,946.00 (+20.43%)	$96,422 (+16.21%) Land $5,003 Building $91,419	$289,266 (+16.21%) Land $15,009 Building $274,257
2023		$82,969 Land $4,305 Building $78,664	$248,907 Land $12,915 Building $235,992
2022	$6,598.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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