351 Mountain View Dr, Lowgap, NC 27024 Property Records

Surry County property record for 351 Mountain View Dr, Lowgap, NC 27024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,352 sqft · built 1984
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$384,000 (Mar 2023)
Tax Bill	$2,345 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4051-00-67-4694`

Property Details

APN / Parcel Number

Primary APN	`4051-00-67-4694`
Alternative APNs	`100066185` `100122805` `100126090`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,352 sqft Living Area
1st Floor Area	1,280 sqft
Attic	Attic
Attic Area	504 sqft
Basement Area	1,584 sqft
Finished Basement	1,008 sqft
Unfinished Basement	576 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100126090
Street Address	351 MOUNTAIN VIEW DR
City	LOWGAP
State	NC
Zip	27024-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 8 SEC 3 MOUNTAIN VIEW SD
Legal Subdivision	MOUNTAIN VIEW SUBDIVISION
Legal Lot Number	8
Jurisdiction	SURRY NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2003
Census Tract	930803

Owner

Source: Surry County assessment roll, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	351 MOUNTAIN VIEW DR, LOWGAP, NC 27024-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage PRIORITY 1 LENDING LLC
Oct 16, 2013	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Mar 31, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 5, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	2023704272
Deed Book / Page	1850 / 477
Prior Transfer Date	Sep 9, 2009
Prior Transfer Doc	1303/0285
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	351 MOUNTAIN VIEW DR, LOWGAP, NC 27024-9705
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001880/975
Date	Jan 12, 2024
Book Page	1880/975
Instrument	712436

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	351 MOUNTAIN VIEW DR, LOWGAP, NC 27024-9705
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001912/233
Date	Oct 30, 2024
Book Page	1912/233
Instrument	719639

Lender

Name	PRIORITY 1 LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	351 MOUNTAIN VIEW DR, LOWGAP, NC 27024-9705
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01462/0970
Date	Oct 16, 2013
Book Page	1462/0970
Instrument	612138

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	313 Months
Due	Nov 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Change Frequency	2 Years
Min Rate At Change	2.75%
Index	1-Year CMT
Margin	1
Max Rate	8.75%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 31, 2023
Property Address	351 MOUNTAIN VIEW DR, LOWGAP, NC 27024-9705
Document Number	001850/477
Book / Page	1850 / 477
Instrument Date	Mar 22, 2023
Instrument	704272
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 MOUNTAIN VIEW DR, LOWGAP, NC 27024-9705

Mortgage

Document Number	001850/480
Date	Mar 31, 2023
Book Page	1850/480
Instrument	704273

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Apr 5, 2022
Property Address	351 MOUNTAIN VIEW DR, LOWGAP, NC 27024-9705
Document Number	001808/566
Book / Page	1808 / 566
Instrument Date	Apr 5, 2022
Instrument	694447
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 MOUNTAIN VIEW DR, LOWGAP, NC 27024-9705

Mortgage

Document Number	0000694448
Date	Apr 5, 2022
Instrument	694448

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Surry County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,345.00 (+37.46%)	$381,780 (+5.75%) Land $11,000 Building $370,780	$381,780 (+5.75%) Land $11,000 Building $370,780
2023	$1,706.00	$361,010 Land $11,000 Building $350,010	$361,010 Land $11,000 Building $350,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Membership Fiber	1,000 / 1,000

May also be available: Fastlink Communications.

Cell Coverage

No cell data coverage reported

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