351 Mountain Laurel Dr, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 351 Mountain Laurel Dr, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,184 sqft · built 1995
Lot Size	3.88 acres (169,318 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Jan 2010)
Tax Bill	$1,178 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2010 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-6-0004.0010`

Property Details

APN / Parcel Number

Primary APN	`08-6-0004.0010`
Alternative APN	`33-08-6-0004.0010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,184 sqft Living Area
1st Floor Area	2,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	169,318 sqft (3.88 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Porch	Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	351 MOUNTAIN LAUREL DR
City	BERKELEY SPRINGS
State	WV
Zip	25411-5725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD MORGAN FARMS ESTATES LOT 11 3.887 AC
Legal Subdivision	SACHS TIMBER RIDGE ESTATES
Legal Lot Number	11
Jurisdiction	MORGAN WV
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	971001

Owner

Source: Morgan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	351 MOUNTAIN LAUREL DR, BERKELEY SPRINGS, WV 25411-5725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Jan 4, 2010	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2010 · Amount on Record
Deed Sale	Jan 4, 2010 · Amount on Record
Deed Document Number	2010773086
Deed Book / Page	234 / 742
Last Transfer Date	Feb 19, 2026
Transfer Doc	0000916713
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN WV
Recording Date	Feb 24, 2026
Property Address	351 MOUNTAIN LAUREL DR, BERKELEY SPRINGS, WV 25411-5725
Document Number	000304/494
Book / Page	304 / 494
Map Reference	MB 3 PG 138
Instrument Date	Feb 19, 2026
Instrument	916713
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 MOUNTAIN LAUREL DR, BERKELEY SPRINGS, WV 25411-5725

Mortgage

Document Number	0000916714
Date	Feb 24, 2026
Instrument	916714

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.06%
Index	1-Year CMT

January 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Jan 4, 2010
Property Address	351 MOUNTAIN LAUREL DR, BERKELEY SPRINGS, WV 25411-5725
Document Number	000234/742
Book / Page	234 / 742
Map Reference	MB 3 PG 138
Instrument Date	Dec 17, 2009
Instrument	773086
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	351 MOUNTAIN LAUREL DR, BERKELEY SPRINGS, WV 25411-5725

Mortgage

Document Number	0000773087
Date	Jan 4, 2010
Instrument	773087

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,178.00 (+6.9%)	$118,860 (+7.2%) Land $18,000 Building $100,860	$198,100 (+7.2%) Land $30,000 Building $168,100
2025	$1,102.00 (+3.86%)	$110,880 (+4.52%) Land $18,000 Building $92,880	$184,800 (+4.52%) Land $30,000 Building $154,800
2023	$1,061.00 (+1.05%)	$106,080 (+1.03%) Land $16,500 Building $89,580	$176,800 (+1.03%) Land $27,500 Building $149,300
2022	$1,050.00	$105,000 Land $16,500 Building $88,500	$175,000 Land $27,500 Building $147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

May also be available: Verizon.

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