351 Moss St, Reading, PA 19604 Property Records

Berks County property record for 351 Moss St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,090 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Apr 2024)
Tax Bill	$832 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-69-02-3351`

Property Details

APN / Parcel Number

Primary APN	`5317-69-02-3351`
Alternative APNs	`09-5317-69-02-3351` `9508700` `508700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,090 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9508700
Street Address	351 MOSS ST
City	READING
State	PA
Zip	19604-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	23
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1016
Census Tract	1700

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	351 MOSS ST, READING, PA 19604-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 8, 2024	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 14, 2021	Deed, Transfer · Conventional Mortgage CUSTOMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Jan 14, 2021 · Amount on Record
Deed Document Number	202410197
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	351 MOSS ST, READING, PA 19604-2909
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 MOSS ST, READING, PA 19604-2909

Mortgage

Document Number	0000039676
Date	Dec 18, 2025
Instrument	2025039676

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	600 CLUBHOUSE DR, MOON TOWNSHIP, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jun 1, 2055

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 8, 2024
Property Address	351 MOSS ST, READING, PA 19604-2909
Document Number	0000010197
Instrument Date	Apr 4, 2024
Instrument	2024010197
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	PREMIER SETTLEMENTS INC, PREMIER SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	351 MOSS ST, READING, PA 19604-2909

Mortgage

Document Number	0000010198
Date	Apr 8, 2024
Instrument	2024010198

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 14, 2021
Property Address	351 MOSS ST, READING, PA 19604-2909
Document Number	0000002048
Instrument Date	Dec 30, 2020
Instrument	2021002048
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 MOSS ST, READING, PA 19604-2909

Mortgage

Document Number	0000002049
Date	Jan 14, 2021
Instrument	2021002049

Lender

Name	CUSTOMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000002050
Date	Jan 14, 2021
Instrument	2021002050

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency
Address	READING, PA 19601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$832.00 (+6.67%)	$29,500 (-) Land $8,000 Building $21,500	$8,000 (-72.88%) Land $8,000
2024	$780.00	$29,500 Land $8,000 Building $21,500
1994			$29,500 Land $8,000 Building $21,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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