351 Mona Way, Cave Junction, OR 97523 Property Records

Josephine County property record for 351 Mona Way, Cave Junction, OR 97523

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,284 sqft · built 1992
Lot Size	9.89 acres (430,808 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 2022)
Tax Bill	$149 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`39-07-19-00-000110`

Property Details

APN / Parcel Number

Primary APN	`39-07-19-00-000110`
Alternative APN	`R3288142`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	430,808 sqft (9.89 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	36 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	R3288142
Street Address	351 MONA WAY
City	CAVE JUNCTION
State	OR
Zip	97523-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5; RURAL RES 5 AC
Legal Description	ACRES 5.00
Legal Range	07
Legal Township	39
Legal Section	19
Legal Quarter	00
Legal Lot Number	110
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	1
Census Block	1040
Census Tract	361602

Owner

Source: Josephine County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	351 MONA WAY, CAVE JUNCTION, OR 97523-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Feb 1, 2021	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Apr 3, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
May 2, 2018	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Feb 1, 2021
Deed Document Number	22-008655
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Jun 29, 2022
Property Address	351 MONA WAY, CAVE JUNCTION, OR 97523-9712
Document Number	0000008655
Instrument Date	Jun 27, 2022
Instrument	2022-008655
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	351 MONA WAY, CAVE JUNCTION, OR 97523-9712

Mortgage

Document Number	0000008656
Date	Jun 29, 2022
Instrument	2022-008656

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOSEPHINE OR
Recording Date	Feb 1, 2021
Property Address	351 MONA WAY, CAVE JUNCTION, OR 97523-9712
Document Number	0000001935
Instrument Date	Jan 27, 2021
Instrument	2021-001935
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 MONA WAY, CAVE JUNCTION, OR 97523-9712

Mortgage

Document Number	0000001936
Date	Feb 1, 2021
Instrument	2021-001936

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	351 MONA WAY, CAVE JUNCTION, OR 97523-9712
Document Number	0000005813
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 MONA WAY CAVE JUNCTION OR 975239712, CAVE JUNCTION, OR 97523-9712

Mortgage

Document Number	0000005813
Date	Apr 27, 2020
Instrument	5813

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Apr 3, 2019
Property Address	351 MONA WAY, CAVE JUNCTION, OR 97523-9712
Document Number	0000003796
Instrument Date	Mar 27, 2019
Instrument	3796
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 MONA WAY FHA CASE #431-495 CAVE JUNCTION OR 97523, 431-49, CAVE JUNCTION, OR 97523

Mortgage

Document Number	3797
Date	Apr 3, 2019
Instrument	3797

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2049

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JOSEPHINE OR
Recording Date	May 2, 2018
Property Address	351 MONA WAY, CAVE JUNCTION, OR 97523-9712
Document Number	0000005533
Instrument Date	Apr 18, 2018
Instrument	5533
Transaction Type	Foreclosure
Record Updated	May 18, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$199.92
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$149.00 (+2.76%)	$227,580 (+3%)	$370,680 (-0.46%) Land $152,260 Building $218,420
2024	$145.00 (+18.85%)	$220,960 (+3%)	$372,390 (-2.23%) Land $161,490 Building $210,900
2023	$122.00 (+2.52%)	$214,530 (+3%)	$380,890 (-8.73%) Land $168,550 Building $212,340
2022	$119.00	$208,290	$417,330 Land $185,660 Building $231,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.9% of the US · above 98.2% of Oregon
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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