351 Michigan Estates Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 351 Michigan Estates Cir, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,831 sqft · built 2008
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$94,800 (Jan 2024)
Tax Bill	$4,965 (2025)
Deeds & Mortgages	Jan 2024 Sale Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-26-30-0222-0001-0750`

Property Details

APN / Parcel Number

Primary APN	`12-26-30-0222-0001-0750`
Alternative APNs	`263012022200010750` `148050`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	3,831 sqft Living Area
Gross Area	4,660 sqft
1st Floor Area	2,427 sqft
Upper Floors Area	1,404 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	409 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	351 MICHIGAN ESTATES CIR
City	SAINT CLOUD
State	FL
Zip	34769-5334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	MICHIGAN ESTATES PB 19 PG 85-88 LOT 75
Legal Range	30E
Legal Township	26S
Legal Section	12
Legal Subdivision	MICHIGAN ESTATES
Legal Tract	222
Legal Block	750
Legal Lot Number	75
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2046
Census Tract	43303

Owner

351 Michigan Estates Cir is owned and occupied by two individuals who bought it in January 2024.

Source: Osceola County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	351 MICHIGAN ESTATES CIR, SAINT CLOUD, FL 34769-5334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2024 · Amount on File
Deed Sale	Jan 29, 2024 · Amount on File
Prior Sale	Feb 11, 2022 · Amount on File
Deed Document Number	202411405
Deed Book / Page	6540 / 1501
Prior Transfer Date	Jan 25, 2024
Prior Transfer Doc	0065401501
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 29, 2024
Property Address	351 MICHIGAN ESTATES CIR, SAINT CLOUD, FL 34769-5334
Document Number	0065401501
Book / Page	6540 / 1501
Map Reference	MB 19 PG 85-88
Instrument Date	Jan 25, 2024
Instrument	2024011405
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount on Record
Tax	$663.60
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2820 AVIAN LOOP, KISSIMMEE, FL 34741-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 MICHIGAN ESTATES CIR, SAINT CLOUD, FL 34769-5334

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 11, 2022
Property Address	351 MICHIGAN ESTATES CIR, SAINT CLOUD, FL 34769-5334
Document Number	0061482984
Book / Page	6148 / 2984
Map Reference	MB 19 PG 85-88
Instrument Date	Feb 4, 2022
Instrument	2022023509
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 MICHIGAN ESTATES CIR, SAINT CLOUD, FL 34769-5334

Mortgage

Document Number	0061482988
Date	Feb 11, 2022
Instrument	6148/2988

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 351 Michigan Estates Cir was $4,965, down 0.4% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,965.00 (-0.38%)	$325,268	$426,900 Land $75,000 Building $351,900
2024	$4,984.00 (+8.02%)
2023	$4,614.00 (+75.57%) Homeowner's exemption	$298,372 (+58.7%)	$403,100 (+8.16%) Land $65,000 Building $338,100
2022	$2,628.00 Homeowner's exemption	$188,005	$372,700 Land $60,000 Building $312,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 351 Michigan Estates Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Michigan Estates Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL	140 / 20

May also be available: Verizon.

Nearby Properties on Michigan Estates Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures