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351 Java St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 351 Java St, Morro Bay, CA 93442 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1953
Square Footage902 sqft Living Area
Lot Size2,400 sqft (0.055 acres)
OccupancyOwner Occupied
Last Sale$220,000 (2001)
Tax Bill$3,574.00 (2025)

Property Details

APN / Parcel Number

Primary APN065-068-024

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area902 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1953
Construction TypeWood Construction
Lot Area2,400 sqft (0.055 acres)
Parking Spaces1 Parking Spaces

Utilities and HVAC

Heating SystemHVAC Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address351 JAVA ST
CityMORRO BAY
StateCA
Zip93442-1309
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCY MB ATAS BCH BL 7D LT 15
Legal SubdivisionATASCADERO BEACH/MORRO BAY
Legal Block7
Legal Lot Number15
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionNORTH COAST
Census Blockgroup1
Census Block1044
Census Tract10506

Owner

Source: San Luis Obispo County records · APN 065-068-024

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address351 JAVA ST, MORRO BAY, CA 93442-1309
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Apr 21, 2017Deed of Trust, Mortgage · Line of Credit
SESLOC FCU
Sep 01, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANLEADERS OF AMERICA INC
Jul 10, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANLEADERS/AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 25, 2001 · Amount on Record
Deed SaleMay 25, 2001 · Amount on Record
Prior SaleAug 11, 2000 · Amount on Record
Deed Doc Number2001-037125
Record RefreshedJun 07, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address351 JAVA ST, MORRO BAY, CA 93442-1309
Transaction TypeMortgage
Record UpdatedJun 03, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address351 JAVA ST, MORRO BAY, CA 93442-1309

Mortgage

Document Number0000038491
DateMay 25, 2021
Instrument2021038491
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address351 JAVA ST, MORRO BAY, CA 93442-1309
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017383
DateApr 21, 2017
Instrument2017017383
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address351 JAVA ST, MORRO BAY, CA 93442-1309
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address351 JAVA ST, MORRO BAY, CA 93442-1309

Mortgage

Document Number0000047075
DateSep 01, 2020
Instrument2020047075
Lender
NameLOANLEADERS OF AMERICA INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address351 JAVA ST, MORRO BAY, CA 93442-1309
Document Number0000028553
Instrument DateJul 10, 2019
Transaction TypeMortgage
Record UpdatedJul 29, 2019
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address351 JAVA ST MORRO BAY CA 934421309, MORRO BAY, CA 93442-1309

Mortgage

Document Number0000028553
DateJul 19, 2019
Instrument28553
Lender
NameLOANLEADERS/AMERICA
TypeFunding / Finance Company
AddressIRVINE, CA 92614
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 18, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,574.00 (+3.68%) Homeowner's exemption$331,332 (+4.04%) Land $210,949 Building $120,383
2023$3,447.00 (+6.72%) Homeowner's exemption$318,467 Land $202,758 Building $115,709
2022$3,230.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire LikelihoodAbout 1 in 389 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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