351 Howey Rd, Sebring, FL 33870 Property Records

Highlands County property record for 351 Howey Rd, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 1985
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Feb 2020)
Tax Bill	$1,751 (2024)
Deeds & Mortgages	Sep 2022 Refinance Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C354801000100020`

Property Details

APN / Parcel Number

Primary APN	`C354801000100020`
Alternative APN	`C-35-34-28-010-0010-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,809 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,517 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	200 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	543 sqft
Driveway	Concrete Driveway
Driveway Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	322 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	351 HOWEY RD
City	SEBRING
State	FL
Zip	33870-7712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING HILLS SOUTH PB 8-PG 93 E 60 FT OF LOT 2 + W 1/2 OF LOT 3 BLK 1
Legal Range	28E
Legal Township	34S
Legal Section	35
Legal Subdivision	SEBRING HILLS SO
Legal Block	1
Legal Lot Number	2,3
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4051
Census Tract	960602

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	351 HOWEY RD, SEBRING, FL 33870-7712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance UNLOCK PARTNERSHIP SOLUTIONS INC
Feb 17, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 19, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jun 12, 2017	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY
Apr 27, 2017	Grant Deed, Transfer FEDERAL TITLE, FEDERAL TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2020 · Amount on Record
Deed Sale	Feb 19, 2020 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	20201976026
Deed Book / Page	2739 / 953
Prior Transfer Date	Apr 9, 2014
Prior Transfer Doc	0001731534
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 8, 2022
Property Address	351 HOWEY RD, SEBRING, FL 33870-7712
Document Number	0002114140
Book / Page	2929 / 1884
Map Reference	MB 8 PG 93
Instrument Date	Aug 31, 2022
Instrument	2114140
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	351 HOWEY RD, 351, SEBRING, FL 33870-7712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 HOWEY RD, SEBRING, FL 33870-7712

Mortgage

Document Number	0029291887
Date	Sep 8, 2022
Instrument	2929/1887

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	351 HOWEY RD, SEBRING, FL 33870-7712
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002019501
Date	Feb 17, 2021
Book Page	2802/1407
Instrument	2019501

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 19, 2020
Property Address	351 HOWEY RD, SEBRING, FL 33870-7712
Document Number	0001976026
Book / Page	002739 / 000953
Instrument Date	Feb 14, 2020
Instrument	1976026
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	PREMIER TITLE/CTRL FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 HOWEY RD SEBRING FL 338707712, SEBRING, FL 33870-7712

Mortgage

Document Number	1976027
Date	Feb 19, 2020
Book Page	002739/000955
Instrument	1976027

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 12, 2017
Property Address	351 HOWEY RD, SEBRING, FL 33870-7712
Document Number	0001855707
Book / Page	002584 / 001235
Instrument Date	Jun 4, 2017
Instrument	1855707
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1875 BEEWOOD CT ORLANDO FL 328185240, ORLANDO, FL 32818-5240

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 27, 2017
Property Address	351 HOWEY RD, SEBRING, FL 33870-7712
Document Number	0001851163
Book / Page	002577 / 001941
Instrument Date	Mar 23, 2017
Instrument	1851163
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	FEDERAL TITLE, FEDERAL TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$263.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1280 FALLVIEW WAY WELLINGTON FL 334149032, WELLINGTON, FL 33414-9032

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,926 (+6.53%)	$203,419 (-1.27%) Land $13,601 Building $189,818
2024	$1,751.00 (+3.55%)
2023	$1,691.00 (+2.11%) Homeowner's exemption	$138,858 (+3%)	$206,038 (+18.15%) Land $12,241 Building $193,797
2022	$1,656.00 Homeowner's exemption	$134,814	$174,394 Land $7,707 Building $166,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

351 Howey Rd, Sebring, FL 33870 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Howey Rd

Nearby Streets

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