351 Harrison Ave, Franklin, NC 28734 Property Records

Macon County property record for 351 Harrison Ave, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,701 sqft · built 1940
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Tax Bill	$1,608 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6585918458`

Property Details

APN / Parcel Number

Primary APN	`6585918458`
Alternative APN	`118592`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,701 sqft Heated Area
1st Floor Area	2,240 sqft
Upper Floors Area	461 sqft
Attic	Attic
Attic Area	461 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Crossed Walls
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	28,750 sqft (0.66 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	468 sqft
Deck Area	7,905 sqft
Patio Area	891 sqft
Greenhouse	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	118592
Street Address	351 HARRISON AVE
City	FRANKLIN
State	NC
Zip	28734-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR1
Legal Description	351 HARRISON AVE
Legal Subdivision	HARRISON AVE
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3005
Census Tract	970304

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	351 HARRISON AVE, FRANKLIN, NC 28734-2519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage ENTEGRA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	351 HARRISON AVE, FRANKLIN, NC 28734-2519
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000O41/382
Date	Jan 18, 2022
Book Page	O-41/382
Instrument	2022000379

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.99%
Index	Other
Margin	3
Max Rate	7.99%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	351 HARRISON AVE, FRANKLIN, NC 28734-2519
Transaction Type	Mortgage
Record Updated	May 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	N38/1581
Date	Apr 17, 2018
Book Page	N-38/1581
Instrument	2018002528

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2028

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,608.00	$437,850 (+9.78%) Land $66,330 Building $371,520	$437,850 (+9.78%) Land $66,330 Building $371,520
2025	$1,608.00 (+5.86%)
2023	$1,519.00	$398,850 Land $66,330 Building $332,520	$398,850 Land $66,330 Building $332,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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