351 Forked Leaf Rd, Cleveland, GA 30528 Property Records

White County property record for 351 Forked Leaf Rd, Cleveland, GA 30528

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,083 sqft · built 2014
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Mar 2022)
Tax Bill	$5,930 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046 119`

Property Details

APN / Parcel Number

Primary APN	`046 119`
Alternative APNs	`70813` `86679`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,083 sqft Living Area
1st Floor Area	2,083 sqft
Basement Area	165 sqft
Finished Basement	263 sqft
Unfinished Basement	1,655 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	59,677 sqft (1.37 acres)
Lot Width	235 ft Width
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	1,392 sqft
Patio Area	1,392 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	86679
Street Address	351 FORKED LEAF RD
City	CLEVELAND
State	GA
Zip	30528-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LL187 LD3 LT33 LACEOLA 3A
Legal Subdivision	LACEOLA
Legal Lot Number	33
Jurisdiction	WHITE GA
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2024
Census Tract	950202

Owner

351 Forked Leaf Rd is owned and occupied by two individuals who bought it in March 2022.

Source: White County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	351 FORKED LEAF RD, CLEVELAND, GA 30528-3448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK
Sep 12, 2020	Deed of Trust, Mortgage · Line of Credit CREDIT UNION/GA
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION/GA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Prior Sale	Nov 18, 2011 · Amount on File
Deed Document Number	2022721
Deed Book / Page	1851 / 3
Prior Transfer Date	Jun 5, 2015
Prior Transfer Doc	0015660174
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE GA
Recording Date	Mar 25, 2022
Property Address	351 FORKED LEAF RD, CLEVELAND, GA 30528-3448
Document Number	0018510003
Book / Page	1851 / 3
Instrument Date	Mar 25, 2022
Instrument	2022-000721
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 FORKED LEAF RD, CLEVELAND, GA 30528-3448

Mortgage

Document Number	0018510000000006
Date	Mar 29, 2022
Book Page	0000001851/0000000006

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE GA
Property Address	351 FORKED LEAF RD, CLEVELAND, GA 30528-3448
Document Number	0017730222
Instrument Date	Sep 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 FORKED LEAF RD CLEVELAND GA 305283448, CLEVELAND, GA 30528-3448

Mortgage

Document Number	0017730222
Date	Oct 7, 2020
Book Page	001773/000222

Lender

Name	CREDIT UNION/GA
Type	Credit Union
Address	WOODSTOCK, GA 30189

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 6, 2040

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE GA
Property Address	351 FORKED LEAF RD, CLEVELAND, GA 30528-3448
Document Number	0017680094
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 FORKED LEAF RD CLEVELAND GA 305283448, CLEVELAND, GA 30528-3448

Mortgage

Document Number	0017680094
Date	Aug 28, 2020
Book Page	001768/000094

Lender

Name	CREDIT UNION/GA
Type	Credit Union
Address	WOODSTOCK, GA 30189

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 351 Forked Leaf Rd was $5,930 with a homeowner's exemption, down 7.3% from the year before.

Source: White County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,930.00 (-7.27%)
2025	$6,395.00 (-1.27%) Homeowner's exemption	$330,480 Land $70,000 Building $260,480	$826,200 Land $175,000 Building $651,200
2024	$6,477.00
2023		$278,604 (+11.5%) Land $54,800 Building $223,804	$696,510 (+11.5%) Land $137,000 Building $559,510
2022	$5,116.00 Additional exemption filed	$249,872 Land $54,800 Building $195,072	$624,680 Land $137,000 Building $487,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 351 Forked Leaf Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Forked Leaf Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDWOOD ON PINK MOUNTAIN HOA private · serves 169 people · EPA ID GA3110062
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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