Indian River County property record for 351 Fleming St, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,080 sqft · built 2006 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $55,000 (Aug 2005) |
| Tax Bill | $2,749 (2025) |
| Deeds & Mortgages | Apr 2022 Reverse Mortgage May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-01-00002-0280-00005.0 |
| Primary APN | 31-38-01-00002-0280-00005.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 928 sqft |
| Porch | Open Porch |
| Porch Area | 282 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 16248 |
|---|---|
| Street Address | 351 FLEMING ST |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-4209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 01 BLK 28 LOT 5 PBI 5-15 |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 01 |
| Legal Subdivision | SEBASTIAN HIGHLANDS |
| Legal Block | 28 |
| Legal Lot Number | 5 |
| Legal Unit | 1 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 50808 |
Source: Indian River County records · APN 31-38-01-00002-0280-00005.0
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 351 FLEMING ST, SEBASTIAN, FL 32958-4209 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| May 21, 2018 | Loan Modification, Mortgage · Conventional Mortgage FEDERAL NAT'L MTG ASSN (FNMA) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2005 · Amount on Record |
| Deed Sale | Aug 16, 2005 · Amount on Record |
| Deed Document Number | 1676644 |
| Deed Book / Page | 1918 / 1224 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 351 FLEMING ST, SEBASTIAN, FL 32958-4209 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 351 FLEMING ST, SEBASTIAN, FL 32958-4209 |
| Document Number | 0035341643 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 3534/1643 |
| Instrument | 3120220026927 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 930 Months |
| Due | Sep 30, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.31% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.31% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 351 FLEMING ST, SEBASTIAN, FL 32958-4209 |
| Document Number | 0031542088 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 6020 VERDE TRL S #105 BOCA RATON FL 334334462, 105, BOCA RATON, FL 33433-4462 |
| Document Number | 0031542088 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 003154/002088 |
| Instrument | 61789 |
| Name | FEDERAL NAT'L MTG ASSN (FNMA) |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 10, 2058 |
| Rate | 4% |
|---|
Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,749.00 (+22.61%) | $198,817 (+5.99%) | $301,051 (-1.77%) Land $65,025 Building $236,026 |
| 2023 | $2,242.00 (+1.4%) | $187,586 (+3%) | $306,471 (+16.18%) Land $59,606 Building $246,865 |
| 2022 | $2,211.00 | $182,123 | $263,782 Land $41,544 Building $222,238 |
Source: FEMA National Flood Hazard Layer as of May 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 71 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta Communications Fiber | 7,000 / 7,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 445 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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