Seneca County and Waterloo Town property record for 351 E Main St, Waterloo, NY 13165 · Last verified May 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1890 |
| Square Footage | 2,600 sqft Total Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $97,500 (2025) |
| Tax Bill | $5,706.00 (2025) |
| Primary APN | 453801 12-1-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,600 sqft Total Area |
| 1st Floor | 1,572 sqft 1st Floor |
| 2nd Floor | 1,028 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 132 ft x 85 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 775 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 104 sqft Shed |
| Porch Area | 773 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 351 E MAIN ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1624 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SENECA NY |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records · APN 453801 12-1-28
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 351 E MAIN ST, WATERLOO, NY 13165-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 08, 2025 | Deed of Trust, Mortgage · Stand Alone Refinance BROADVIEW FCU |
| Aug 12, 2025 | Warranty Deed, Transfer · Stand Alone Refinance ESL FCU |
| Feb 25, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage PARAGON HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 12, 2025 · Amount on Record |
| Deed Sale | Aug 12, 2025 · Amount on Record |
| Prior Sale | Feb 25, 2021 · Amount on Record |
| Deed Book / Page | 1126 / 55 |
| Prior Transfer Date | Sep 27, 2011 |
| Prior Transfer Doc | 0844000216 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 351 E MAIN ST, WATERLOO, NY 13165-1624 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001966/243 |
|---|---|
| Date | Sep 08, 2025 |
| Book Page | 1966/243 |
| Instrument | 71570 |
| Name | BROADVIEW FCU |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Aug 12, 2025 |
| Property Address | 351 E MAIN ST, WATERLOO, NY 13165-1624 |
| Document Number | 0001126/55 |
| Book / Page | 1126 / 55 |
| Instrument Date | Aug 04, 2025 |
| Instrument | 71278 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 351 E MAIN ST, WATERLOO, NY 13165-1624 |
| Document Number | 0000196458 |
|---|---|
| Date | Aug 12, 2025 |
| Instrument | 1964/58 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Feb 25, 2021 |
| Property Address | 351 E MAIN ST, WATERLOO, NY 13165-1624 |
| Document Number | 001026/325 |
| Book / Page | 1026 / 325 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 52413 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 CARLTON DR, DE WITT, NY 13214 |
| Document Number | 0000052414 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 52414 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,706.00 (+3.18%) | $118,100 (-) Land $14,400 Building $103,700 | $193,600 (+11.46%) Land $23,606 Building $169,994 |
| 2024 | $5,530.00 (+85.38%) | $118,100 (-) Land $14,400 Building $103,700 | $173,700 (+4.43%) Land $21,179 Building $152,521 |
| 2023 | $118,100 Land $14,400 Building $103,700 | $166,338 Land $20,282 Building $146,056 | |
| 2019 | $2,983.00 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures