351 E 97 1/2 St, Bloomington (Minneapolis), MN 55420 Property Records

Hennepin County property record for 351 E 97 1/2 St, Bloomington, MN 55420

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,068 sqft · built 1956
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2026)
Tax Bill	$4,280 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-027-24-14-0050`

Property Details

APN / Parcel Number

Primary APN	`15-027-24-14-0050`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,068 sqft Living Area
Gross Area	3,704 sqft
1st Floor Area	1,068 sqft
Basement Area	2,636 sqft
Family Room	Family Room
Flooring	Wood

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	75 ft deep x 157 ft wide
Garage Type	Detached
Garage Area	484 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	166 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	351 E 97 1/2 ST
City	MINNEAPOLIS
State	MN
Zip	55420-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 003 T JOHN ENGBERGS 1ST ADDN 157 X 75
Legal Range	24
Legal Township	027
Legal Section	15
Legal Quarter	14
Legal Subdivision	JOHN ENGBERGS 1ST ADDN
Legal Block	3
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2014
Census Tract	25403

Owner

Source: Hennepin County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	351 E 97 1/2 ST, MINNEAPOLIS, MN 55420-4426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Dec 21, 2015 · Amount on Record
Deed Document Number	20266212779
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 14, 2026
Property Address	351 E 97 1/2 ST, MINNEAPOLIS, MN 55420-4426
Document Number	0006212779
Instrument Date	Jun 25, 2026
Instrument	20266212779
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	MARKET TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	351 E 97 1/2 ST, MINNEAPOLIS, MN 55420-4426

Mortgage

Document Number	0006212779,
Date	Jul 14, 2026
Instrument	20266212779

Lender

Name	LAKE AREA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Date	Jul 14, 2026

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,280.00 (-3.8%)	$310,000 (+1.51%) Land $126,300 Building $183,700	$310,000 (+1.51%) Land $126,300 Building $183,700
2024	$4,449.00 (+25.78%)	$305,400 (+1.63%) Land $119,600 Building $185,800	$305,400 (+1.63%) Land $119,600 Building $185,800
2023	$3,537.00
2022		$300,500 Land $118,300 Building $182,200	$300,500 Land $118,300 Building $182,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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