351 Commerce Blvd, Oldsmar, FL 34677 Property Records

Pinellas County property record for 351 Commerce Blvd, Oldsmar, FL 34677

Property Summary

Property Type	Other Improved
Details	3 ba · 13,000 sqft · built 1986
Lot Size	2.21 acres (96,590 sqft)
Owner	2 Owner Names on File
Last Sale	$750,000 (Dec 1999)
Tax Bill	$31,571 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-3447-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-3447-1`
Alternative APNs	`13-28-16-20218-000-0010` `162813202180000010` `R140243`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	13,000 sqft Heated Area
1st Floor Area	18,132 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1986
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Steel Frame
Foundation Type	Footing
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	96,590 sqft (2.21 acres)
Lot Depth	198 ft Depth

Exterior Amenities

Fence	Fence
Canopy	4,180 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	R140243
Old Parcel Number	162813202180000010
Street Address	351 COMMERCE BLVD
City	OLDSMAR
State	FL
Zip	34677-2806
Property Category	Other
Property Type	Other > Other Improved
Legal Description	CYPRESS CENTER LOT 1
Legal Range	16
Legal Township	28
Legal Section	13
Legal Subdivision	CYPRESS CENTER
Legal Lot Number	1
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2009
Census Tract	27327

Owner

Source: Pinellas County records · APN C62-000-759-3447-1

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	PO BOX 6271, CLEARWATER, FL 33758-6271

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 1999 · Amount on Record
Deed Sale	Dec 07, 1999 · Amount on Record
Deed Document Number	1074601252
Deed Book / Page	10746 / 01252
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	351 COMMERCE BLVD, OLDSMAR, FL 34677-2806
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210911121
Date	Jul 23, 2020
Book Page	21091/1121
Instrument	2020218875

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,571.00 (+20.86%)	$1,865,000 (+18.79%)	$1,865,000 (+18.79%) Land $961,141 Building $903,859
2023	$26,122.00 (+12%)	$1,570,000 (+18.05%)	$1,570,000 (+18.05%) Land $704,958 Building $865,042
2022	$23,324.00	$1,330,000	$1,330,000 Land $614,347 Building $715,653

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030273272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 230 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	51 (1988–2024)
Claims Outside the SFHA	17 of 51
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 181 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.