351 Cold Brook Rd, Bloomingdale, NY 12913 Property Records

Franklin County and Franklin Town property record for 351 Cold Brook Rd, Bloomingdale, NY 12913

Property Summary

Property Type	Mobile Home
Details	1,404 sqft · built 1996
Lot Size	7.71 acres (335,848 sqft)
Owner	Individual Name on Record
Last Sale	$218,500 (Nov 2021)
Tax Bill	$2,636 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2017 Mortgage
APN	`1-055-19.03`

Property Details

APN / Parcel Number

Primary APN	`1-055-19.03`
Alternative APNs	`440038500000010013000000` `164400 385.-1-1.300`

Interior

Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Lot Area	335,848 sqft (7.71 acres)
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1-055-19.03
Street Address	351 COLD BROOK RD
City	BLOOMINGDALE
State	NY
Zip	12913
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	02 - SINGL
Legal Description	BUXTON MYERS LETSON ROAD
Legal Block	1
Legal Lot Number	1.300
Jurisdiction	FRANKLIN NY
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2107
Census Tract	950800

Owner

Source: Franklin County and Franklin Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 46, BLOOMINGDALE, NY 12913-0046
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MAGNOLIA BANK
May 1, 2017	Deed of Trust, Mortgage COMMUNITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	20216086
Prior Transfer Date	Dec 23, 2009
Prior Transfer Doc	0020095120
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Nov 12, 2021
Property Address	351 COLD BROOK RD, BLOOMINGDALE, NY 12913
Document Number	20216086
Instrument Date	Nov 6, 2021
Instrument	2021-6086
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 46, BLOOMINGDALE, NY 12913-0046

Mortgage

Document Number	20216088
Date	Nov 12, 2021
Instrument	2021-6088

Lender

Name	MAGNOLIA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	351 COLD BROOK RD, BLOOMINGDALE, NY 12913
Document Number	0000002025
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ETNA ABSTRACT, ETNA ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 COLD BROOK RD FRANKLIN NY 12989, FRANKLIN, NY 12989

Mortgage

Document Number	0000002025
Date	May 5, 2017
Instrument	2025

Lender

Name	COMMUNITY BK
Type	Bank
Address	OLEAN, NY 14760

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 4, 2032

Tax Assessment & Valuation

Source: Franklin County and Franklin Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Franklin Town
Unified School District	Saranac Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,636.00 (-1.24%)
2025	$2,669.00 (+121.49%)	$116,900 (-) Land $46,700 Building $70,200	$189,250 (+19.8%) Land $75,603 Building $113,647
2023		$116,900 (-) Land $46,700 Building $70,200	$157,973 (+8.11%) Land $63,108 Building $94,865
2022		$116,900 Land $46,700 Building $70,200	$146,125 Land $58,375 Building $87,750
2021	$1,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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