351 Clowes Rd, Covington, TN 38019 Property Records

Tipton County property record for 351 Clowes Rd, Covington, TN 38019

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.6 acres (113,692 sqft)
Owner	Individual Name on Record
Tax Bill	$162 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084040 01203`

Property Details

APN / Parcel Number

Primary APN	`084040 01203`
Alternative APN	`040 01203`

Exterior

Lot Area	113,692 sqft (2.6 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	351 CLOWES RD
City	COVINGTON
State	TN
Zip	38019-6324
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT:1 DIST:12 SUBD:WOOTEN CLOWES RD MINOR MAP REF:040
Legal Subdivision	WOOTEN CLOWES RD MINOR
Legal Lot Number	1
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40601

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	259 CLOWES RD, COVINGTON, TN 38019-6322
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage PATRIOT BANK
Apr 8, 2024	Deed of Trust, Mortgage · Construction Mortgage PATRIOT BANK
Sep 22, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 22, 2023
Transfer Doc	0002014912
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	351 CLOWES RD, COVINGTON, TN 38019-6324
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 CLOWES RD, COVINGTON, TN 38019-6324

Mortgage

Document Number	0000210123
Date	Oct 24, 2025
Book Page	2101/23
Instrument	287578

Lender

Name	PATRIOT BANK
Type	Bank
Address	8376 US HIGHWAY 51 N, MILLINGTON, TN 38053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	351 CLOWES RD, COVINGTON, TN 38019-6324
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 CLOWES RD, COVINGTON, TN 38019-6322

Mortgage

Document Number	0002034405
Date	Apr 8, 2024
Book Page	2034/405
Instrument	273649

Lender

Name	PATRIOT BANK
Type	Bank
Address	11529 HIGHWAY 51 S, ATOKA, TN 38004

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 3, 2025

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIPTON TN
Recording Date	Sep 22, 2023
Property Address	351 CLOWES RD, COVINGTON, TN 38019-6324
Document Number	0002014912
Book / Page	2014 / 912
Instrument Date	Sep 22, 2023
Instrument	269364
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	259 CLOWES RAOD, COVINGTON, TN 38019-6322

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$162.00	$10,650 Land $10,650
2020			$42,600 Land $42,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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