351 Citrus Way, Tracy, CA 95377 Property Records

San Joaquin County property record for 351 Citrus Way, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,126 sqft · built 2002
Lot Size0.21 acres (9,124 sqft)
Owner2 Individual Names on Record
Last Sale$755,000 (Aug 2026)
Tax Bill$4,784 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Sep 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN248-480-180-000

Property Details

APN / Parcel Number

Primary APN248-480-180-000
Alternative APN
  • 248-480-18

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,126 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleL-Shape
Construction TypeWood
Lot Area9,124 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number248-480-18
Street Address351 CITRUS WAY
CityTRACY
StateCA
Zip95377-8313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 48
Legal SubdivisionGARDEN SQUARE
Legal Block1
Legal Lot Number48
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1020
Census Tract5219

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address351 CITRUS WAY, TRACY, CA 95377-8313
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Grant Deed, Transfer · Conventional Mortgage
NEXERA HOLDING LLC
Sep 20, 2024Deed of Trust, Mortgage · Line of Credit
THE GOLDEN 1 CU
May 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN 1 CU
May 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN 1 CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2026 · Amount on Record
Deed SaleAug 27, 2026 · Amount on Record
Prior SaleJun 29, 2010 · Amount on Record
Deed Document Number202678217
Prior Transfer DateFeb 24, 2011
Prior Transfer Doc0000027229
Record UpdatedOct 29, 2026

August 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 27, 2026
Property Address351 CITRUS WAY, TRACY, CA 95377-8313
Document Number0000078217
Instrument DateAug 19, 2026
Instrument202678217
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$83,880.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address351 CITRUS WAY, TRACY, CA 95377-8313

Mortgage

Document Number0000078218,
DateAug 27, 2026
Instrument202678218
Lender
NameNEXERA HOLDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address351 CITRUS WAY, TRACY, CA 95377-8313
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address351 CITRUS WAY, TRACY, CA 95377-8313

Mortgage

Document Number0000080212
DateSep 20, 2024
Instrument2024-080212
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 1, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address351 CITRUS WAY, TRACY, CA 95377-8313
Document Number0000054584
Instrument DateMay 1, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address351 CITRUS WAY TRACY CA 953778313, TRACY, CA 95377-8313

Mortgage

Document Number0000054584
DateMay 7, 2020
Instrument54584
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 6, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address351 CITRUS WAY, TRACY, CA 95377-8313
Document Number0000053712
Instrument DateMay 9, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address351 CITRUS WAY TRACY CA 953778313, TRACY, CA 95377-8313

Mortgage

Document Number0000053712
DateMay 15, 2018
Instrument53712
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,784.00 (+1.59%)
2025$4,709.00 (+5.14%)$426,722 (+4.04%) Land $105,839 Building $320,883
2023$4,479.00 (+1.89%) Homeowner's exemption$410,154 Land $101,730 Building $308,424$771,030
2022$4,396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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