351 Cherry Tree Rd, Whittier, NC 28789 Property Records

Swain County property record for 351 Cherry Tree Rd, Whittier, NC 28789

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,920 sqft · built 1988
Lot Size1.46 acres (63,946 sqft)
OwnerCompany Name on Record
Tax Bill$684 (2026)
Flood ZoneZone X (minimal risk)
APN669300970237

Property Details

APN / Parcel Number

Primary APN669300970237
Alternative APN
  • 530694

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,920 sqft Total Area
Basement Area500 sqft
Finished Basement500 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialOther
Roof TypeGable
Roof MaterialMetal
Lot Area63,946 sqft (1.46 acres)
Garage TypeDetached
Garage Area320 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number530694
Street Address351 CHERRY TREE RD
CityWHITTIER
StateNC
Zip28789
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20-OR-3450-CONLEYS CRCHUNKY YARD ESTAT
Legal SubdivisionCHUNKY YARD ESTATES
Legal Lot Number1,21,2
JurisdictionSWAIN NC
Township / Civil DivisionCHARLESTON
Census Block Group1
Census Block1034
Census Tract960302

Owner

Source: Swain County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 7, ANNA MARIA, FL 34216-0007
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 23, 2008
Transfer Doc366/0429
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Swain County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySwain County
Unified School DistrictSwain County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$684.00$139,000 (-) Land $30,000 Building $109,000
2025$684.00 (+11.22%)$139,000 (-) Land $30,000 Building $109,000$139,000 (-) Land $30,000 Building $109,000
2023$615.00 Additional exemption filed$139,000 Land $30,000 Building $109,000$139,000 Land $30,000 Building $109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 individual policies
Nearby Flood Policies24 units insured
incl. 6 condo units
Nearby Flood Claims1 (2004)
Most Recent ClaimSep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cherry Tree Rd

Nearby Streets

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