351 Chambers Rd, Ontario (Mansfield), OH 44903 Property Records

Richland County property record for 351 Chambers Rd, Ontario, OH 44903

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,920 sqft · built 1996
Lot Size	0.723 acres (31,498 sqft)
Owner	2 Individuals on Record
Last Sale	$155,000 (Jun 2008)
Tax Bill	$4,416 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2011 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`038-60-318-49-012`

Property Details

APN / Parcel Number

Primary APN	`038-60-318-49-012`
Alternative APN	`01036`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,416 sqft
Attic	Attic
Attic Area	504 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Lot Area	31,498 sqft (0.723 acres)
Lot Dimensions	225 ft deep x 140 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	392 sqft
Patio Area	392 sqft
Poultry House	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	351 CHAMBERS RD
City	ONTARIO
State	OH
Zip	44903-8774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMBERS COUNTRY MEADOWS PHASE ONE LOT 2288 140.01 X 226.12
Legal Subdivision	ONTARIO
Legal Phase	1
Legal Lot Number	2288
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1023
Census Tract	2400

Owner

Source: Richland County assessment roll, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	351 CHAMBERS RD, ONTARIO, OH 44903-8774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage PAUL MCLAUGHLIN
Jun 3, 2011	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jan 13, 2012	Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANKING CO
Aug 6, 2008	Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANKING CO
Sep 18, 2007	Sheriff's Deed, Foreclosure E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2008 · Amount on Record
Deed Sale	Jun 5, 2008 · Amount on Record
Prior Sale	Sep 18, 2007 · Amount on Record
Deed Document Number	20087684
Deed Book / Page	1847 / 494
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	351 CHAMBERS RD, ONTARIO, OH 44903-8774
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03034/4594
Date	Nov 7, 2025
Book Page	3034/4594
Instrument	202500012208

Lender

Name	PAUL MCLAUGHLIN
Type	Private Party
Address	567 WOODLAND RD, MANSFIELD, OH 44906

Agreement

Amount	Amount Recorded

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	351 CHAMBERS RD, ONTARIO, OH 44903-8774
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02058/0450
Date	Jun 3, 2011
Book Page	2058/0450
Instrument	201100005979

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Type Change Date	Oct 1, 2016
Change Frequency	Annually
Index	1-Year T-Bill
Margin	2
Max Rate	5%

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	351 CHAMBERS RD, ONTARIO, OH 44903-8774
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02103/0855
Date	Jan 13, 2012
Book Page	2103/0855
Instrument	201200000419

Lender

Name	THE CITIZENS BANKING CO
Type	Bank
Address	44873

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 22, 2026

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	351 CHAMBERS RD, ONTARIO, OH 44903-8774
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN EQUITY LOANS, FIRST AMERICAN EQUITY LOAN S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01859/0631
Date	Aug 6, 2008
Book Page	1859/0631
Instrument	200800010669

Lender

Name	THE CITIZENS BANKING CO
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

September 2007: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 18, 2007
Property Address	351 CHAMBERS RD, ONTARIO, OH 44903-8774
Document Number	01791/0348
Book / Page	1791 / 0348
Instrument Date	Sep 11, 2007
Instrument	200700014234
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2078 TIFFANY LN, JONESBORO, GA 30236-2644
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,416.00	$90,660 (-) Land $19,680 Building $70,980
2024	$4,416.00 (-2.26%) Homeowner's exemption	$90,660 (-) Land $19,680 Building $70,980
2023	$4,518.00 (+2.89%) Homeowner's exemption	$90,660 (+19.56%) Land $19,680 Building $70,980	$259,030 (+19.56%) Land $56,220 Building $202,810
2022	$4,391.00 Homeowner's exemption	$75,830 Land $18,040 Building $57,790
2020			$216,660 Land $51,540 Building $165,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO CITY serves 6,756 people · EPA ID OH7003512
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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