351 Bear Cubs Trl, Boone, NC 28607 Property Records

Watauga County property record for 351 Bear Cubs Trl, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,192 sqft · built 2006
Lot Size	0.8 acres (34,848 sqft)
Owner	Trust Name on File
Last Sale	$450,000 (Jun 2007)
Tax Bill	$2,139 (2025)
Deeds & Mortgages	Nov 2023 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2921-48-8958-000`

Property Details

APN / Parcel Number

Primary APN	`2921-48-8958-000`
Alternative APNs	`1773581` `1859777`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,192 sqft Living Area
1st Floor Area	1,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Area	552 sqft
Porch	Porch
Porch Area	120 sqft
Patio Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1859777
Street Address	351 BEAR CUBS TRL
City	BOONE
State	NC
Zip	28607-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLACK BEAR KNOLL
Legal Subdivision	BLACK BEAR KNOLL
Legal Lot Number	1
Jurisdiction	WATAUGA NC
Township / Civil Division	NEW RIVER
Census Block Group	1
Census Block	1002
Census Tract	920703

Owner

351 Bear Cubs Trl is held in a trust since December 2011.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	122 HARROGATE RD, SAINT SIMONS ISLAND, GA 31522-1104
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Intrafamily Transfer, Transfer
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 29, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2007 · Amount on File
Deed Sale	Jun 29, 2007 · Amount on File
Deed Document Number	200786710
Deed Book / Page	1299 / 878
Last Transfer Date	Dec 28, 2011
Transfer Doc	0016090355
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Nov 20, 2023
Property Address	351 BEAR CUBS TRL, BOONE, NC 28607-5505
Document Number	0023610271
Book / Page	2361 / 271
Map Reference	MB 19 PG 323
Instrument Date	Nov 7, 2023
Instrument	736398
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 HARROGATE RD, SAINT SIMONS ISLAND, GA 31522-1104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	122 HARROGATE RD, SAINT SIMONS ISLAND, GA 31522-1104

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	351 BEAR CUBS TRL, BOONE, NC 28607-5505
Document Number	0020970796
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	351 BEAR CUBS TRL BOONE NC 28607, BOONE, NC 28607

Mortgage

Document Number	0020970796
Date	Jun 10, 2020
Book Page	002097/000796
Instrument	691061

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 9, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 29, 2017
Property Address	351 BEAR CUBS TRL, BOONE, NC 28607-5505
Document Number	0019400250
Book / Page	1940 / 0250
Instrument Date	Sep 21, 2017
Instrument	662432
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 HARROGATE RD, SAINT SIMONS ISLAND, GA 31522-1104

Mortgage

Document Number	0019400260
Date	Sep 29, 2017
Book Page	1940/0260
Instrument	662434

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 351 Bear Cubs Trl was $2,139, up 25.6% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,600 (-) Land $37,200 Building $498,400
2025	$2,139.00 (+25.6%)	$535,600 Land $37,200 Building $498,400
2024	$1,703.00		$535,600 Land $37,200 Building $498,400
2023		$535,600 Land $37,200 Building $498,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 351 Bear Cubs Trl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2018–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Bear Cubs Trl is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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