351 Beach St, Mount Morris, MI 48458 Property Records

Genesee County property record for 351 Beach St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,200 sqft · built 1970
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on Record
Last Sale	$36,000 (May 2004)
Tax Bill	$1,130 (2025)
Deeds & Mortgages	Sep 2022 Transfer Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-171`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-171`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	720 sqft
Basement Area	420 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	100 ft deep x 85 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	351 BEACH ST
City	MOUNT MORRIS
State	MI
Zip	48458-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOT 209 & ALL THAT PART OF W 1/2 OF VACATED MARGARET AVE ADJOINING LOT 209 ON THE E PLAT OF BUENA VISTA (78)
Legal Subdivision	BUENA VISTA
Legal Lot Number	209
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2025
Census Tract	12310

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	351 BEACH ST, MOUNT MORRIS, MI 48458-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Intrafamily Transfer, Transfer
Aug 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2004 · Amount on Record
Deed Sale	May 26, 2004 · Amount on Record
Deed Document Number	200458912
Last Transfer Date	Sep 19, 2022
Transfer Doc	0000063716
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Sep 27, 2022
Property Address	351 BEACH ST, MOUNT MORRIS, MI 48458-1901
Document Number	0000063716
Map Reference	LB 5 PG 32
Instrument Date	Sep 19, 2022
Instrument	202209270063716
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 BEACH ST, MOUNT MORRIS, MI 48458-1901

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Aug 23, 2022
Property Address	351 BEACH ST, MOUNT MORRIS, MI 48458-1901
Document Number	0000058038
Map Reference	LB 5 PG 32
Instrument Date	Aug 11, 2022
Instrument	202208230058038
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 BEACH ST, MOUNT MORRIS, MI 48458-1901

Mortgage

Document Number	0000058202
Date	Aug 23, 2022
Instrument	202208230058202

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 12, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,000 (+13.17%) Land $3,400 Building $51,600	$110,000 (+13.17%) Land $6,800 Building $103,200
2025	$1,130.00 (+1.99%) Homeowner's exemption	$48,600 (+9.46%)	$97,200 (+9.46%)
2024	$1,108.00 (+10.58%)
2023		$44,400	$88,800
2021	$1,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beach St

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