350902 E 860 Rd, Stroud, OK 74079 Property Records

Lincoln County property record for 350902 E 860 Rd, Stroud, OK 74079

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,240 sqft · built 2018
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$46,000 (Apr 2012)
Tax Bill	$1,115 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000-15-15N-05E-4-004-00`

Property Details

APN / Parcel Number

Primary APN	`0000-15-15N-05E-4-004-00`
Alternative APN	`8961`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	2,240 sqft
Basement Area	195 sqft
Unfinished Basement	195 sqft
Cellar	Cellar

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	112 sqft
Storage Building	168 sqft
Utility Building	900 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	8961
Street Address	350902 E 860 RD
City	STROUD
State	OK
Zip	74079-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.02 AC MOL 15-15-5 BEG 500'-W SE/C SE/4 SE/4 N-208.7' W-208.7' S-208.7' E-208.7' TO POB & TR BEG 619.2'-W 208.7'-N SE/C SE/4
Legal Range	05E
Legal Township	15N
Legal Section	15
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	2
Census Block	2055
Census Tract	961100

Owner

350902 E 860 Rd is owned and occupied by two individuals who acquired it in January 2013.

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	350902 E 860 RD, STROUD, OK 74079-4047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 4, 2024	Quit Claim Deed, Transfer AMERICAN REAL TITLE, AMERICAN EAGLE TITLE
Nov 15, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jan 15, 2013	Warranty Deed, Transfer
Apr 6, 2012	Warranty Deed, Transfer · Conventional Mortgage SPIRITBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2012 · Amount on File
Deed Sale	Apr 6, 2012 · Amount on File
Prior Sale	Jan 27, 1989
Deed Document Number	20124765
Deed Book / Page	1965 / 174
Last Transfer Date	Jan 14, 2013
Transfer Doc	002033/102
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	350902 E 860 RD, STROUD, OK 74079-4047
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350902 E 860 RD, STROUD, OK 74079-4047

Mortgage

Document Number	002445/445
Date	Nov 15, 2021
Book Page	2445/445
Instrument	8928

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	246 Months
Due	May 1, 2042

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN OK
Recording Date	Mar 4, 2024
Property Address	350902 E 860 RD, STROUD, OK 74079-4047
Document Number	002547/615
Book / Page	2547 / 615
Instrument Date	Feb 29, 2024
Instrument	I-2024-001294
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	AMERICAN REAL TITLE, AMERICAN EAGLE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	350902 E 860 RD, STROUD, OK 74079-4047

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	350902 E 860 RD, STROUD, OK 74079-4047
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350902 E 860 RD, STROUD, OK 74079-4047

Mortgage

Document Number	2445/445
Date	Nov 15, 2021
Book Page	2445/445
Instrument	8928

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	246 Months
Due	May 1, 2042

January 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jan 15, 2013
Property Address	350902 E 860 RD, STROUD, OK 74079-4047
Document Number	002033/102
Book / Page	2033 / 102
Instrument Date	Jan 14, 2013
Instrument	00929
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	351002 E 860 RD, STROUD, OK 74079-4021

April 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Apr 6, 2012
Property Address	350902 E 860 RD, STROUD, OK 74079-4047
Document Number	001965/174
Book / Page	1965 / 174
Instrument Date	Apr 5, 2012
Instrument	4765
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350902 E 860 RD, STROUD, OK 74079-4047

Mortgage

Document Number	001965/175
Date	Apr 6, 2012
Book Page	1965/175
Instrument	4766

Lender

Name	SPIRITBANK
Type	Bank
Address	OKLAHOMA CITY, OK 73120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 350902 E 860 Rd was $1,115 with a homeowner's exemption, up 6.6% from the year before.

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,069 (+3%) Land $1,375 Building $11,694	$118,810 (-12.65%) Land $12,500 Building $106,310
2025	$1,115.00 (+6.6%) Homeowner's exemption	$12,688 (+15.78%) Land $1,342 Building $11,346	$136,018 Land $14,382 Building $121,636
2024	$1,046.00 Homeowner's exemption	$10,959 Land $1,033 Building $9,926
2022	$899.00 Homeowner's exemption	$11,610 Land $873 Building $10,737	$124,927 Land $9,395 Building $115,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 350902 E 860 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 350902 E 860 Rd is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20

May also be available: Central Oklahoma Telephone, Verizon.

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